The police and courts rely on high crime rates and court costs to fund themselves and get bonuses. Actually lowering crime would mean downsizing and lower wages. Thats why cops in places that lowered the penalties for low level theft and drug crimes refuse to enforce any of those laws at all in protest, their easy money source shrinks and is a budget cut to their extortion racket.

The US has as many aircraft carriers as the entire rest of the world combined, and thats not because NATO requested it. Nor does NATO demand the US produce 20 million dollar a piece missles.

Of course you might need others things too like a car if you aren't on a larger more urban (and thus more expensive) campus. But that obviously varies.

The "good" univeristy in my state would be more like 20k for tuition in-state and like 35k for out of staters.

If that email was lost, yeah I could be screwed out of other accounts. But no security system is perfect.

Why would someone build cheap houses that would net them the same profit in 10 years as building luxury houses that would in 5 years? Especially if the people on top investing the capital only deal with the accounting books and not actual customers and their desires.

Spending untold billions of dollars and tens of thousands of lives for a pile of ash would never pay itself off.