Hacker News: Charlotte_P

New comment by Charlotte_P in "Show HN: Aggregate Finance, your financial data in a spreadsheet you own"

Charlotte_P — Thu, 05 Nov 2026 09:14:10 +0000

having all your financial data in a personal spreadsheet sounds pretty useful. Most finance apps in the market use dashboards and subscription model, so being able to export everything is a nice feature. Curious how well the bank sync works if you are extracting data from multiple accounts.

New comment by Charlotte_P in "Ask HN: Good movies and series about startups?"

Charlotte_P — Thu, 05 Nov 2026 09:07:24 +0000

The social network: the movie is around early days of facebook WeCrashed: another good watch specially if you are interested in startup culture.

New comment by Charlotte_P in "Why it is foolish to think AI can't write like humans"

Charlotte_P — Thu, 05 Nov 2026 09:03:51 +0000

Because of this, i have started writing poor intentionally. I don't want someone thinking AI wrote it.

New comment by Charlotte_P in "Survey: What do you use to manage your cap table?"

Charlotte_P — Wed, 04 Nov 2026 10:34:51 +0000

When i initially started my startup, i was just using a spreadsheet as it is free, simple to use and easy to update but as we got more employees, fundraising opportunities i have tried my luck with few cap table tools, i am using Eqvista from a couple years, other great tools in the market are Carta and Cake Equity but they can be quite expensive.

New comment by Charlotte_P in "A $300B 'Debt Wall' Is Looming over Private-Equity Backed Companies"

Charlotte_P — Wed, 04 Nov 2026 09:58:19 +0000

What's interesting here is that the problem isn't just the amount of debt due but whether these companies will still have the same business value when they need to refinance. A lot of private equity backed companies were acquired when SaaS companies had a stable revenue, high valuations and relatively cheap debts. the market looks quite different now, specially with AI changing the competitive landscape. I think extending loan maturities can buy these companies some time but it doesn't fix the actual underlying issues or make the debt easier to repay. It will be interesting to see how they will change things around by 2028-29.