Hacker News: Networkmancerhttps://news.ycombinator.com/user?id=NetworkmancerHacker News RSShttps://hnrss.org/hnrss v2.1.1Thu, 14 May 2026 13:24:04 +0000<![CDATA[New comment by Networkmancer in "Tell HN: Salary data is for sale"]]>>That being said, abolishing the concept of a consumer credit report entirely is a terrible idea. It is a fact that different people simply present different risks to a lender in their likelihood of default.

And any bank will ascertain this from their forms when applying for a loan well before they do any kind of credit check on you.

Also, YOU should control your credit history. You can give it to a lender if you wish to prove your credit worthiness. They shouldn't be allowed to give it to anyone else. Organizations should not be allowed to track it unsolicited.

]]>Fri, 07 Jan 2022 17:43:59 +0000https://news.ycombinator.com/item?id=29842126Networkmancerhttps://news.ycombinator.com/item?id=29842126https://news.ycombinator.com/item?id=29842126