In the end, books didn't get any cheaper. E-books cost about the same as renting a paper textbook for the term, the DRM protection was cumbersome, if you had to go online the websites were slow. They just didn't solve any real problems, and didn't save much money.

In fact printed books are still widely used.

All the industrial processes and machine tool development that happened in the ICE car industry over the last century (and the electronic hardware manufacturing, more recently) was available day one.

A very simple example of a scam that's probably happened to you if you own a domain name: as the expiration date approaches you'll get "invoices" from companies for domain name renewal charges. If you read the fine print it will say "this is a solicition for business" but otherwise it looks just like an invoice. Some people will just pay them.

Or, it might be a case where they grant you a short-term personal loan to cover the overdraft (up to some limit) rather than return checks. Again there will be fees and interest on this.

In either case, since they are not rejecting payments, you avoid getting hit with fees from whomever you wrote the check to. So your only fees/penalties are paid to the bank.

Of course the best answer is just keep better track of your checking account balance.

Or the "Model F" keyboard with the two vertical rows of 5 keys on the left edge of the keyboard?

For me, full-size function keys are the minimum. Granted that real-estate is at a premium on laptops but this isn't an impossible ask IMO.

When I'm gone, I'll leave nothing "of note" behind. I haven't won any great prizes or set any records. I haven't authored any papers. I haven't invented anything that changed an industry. I haven't cured any diseases. My name won't be on any buildings or monuments. I haven't really left any kind of discernable mark on the world or civilization or even my home town.

Games and concerts are luxury goods. If you can't afford to go, don't go.

None of these things have historically been considered private information. There's zero reason that knowledge of any or all of this should be considered adequate or even relevant to proving identity.

I think that what we're seeing is evidence that humans, in general, are not capable of securely delivering the kinds of online services that they are trying to deliver. It's just too complicated, and while defenses have to be perfect, attacks only have to work occasionally to be worth doing.

Edit: not that we shouldn't expect best efforts, and financial liability for organizational failures. Prison maybe for clear proven negligence or intentional sabotage, but for mistakes? Nobody will write software anymore. When is the last time you wrote even a screenful of code without a mistake?