<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Hacker News: Teandw</title><link>https://news.ycombinator.com/user?id=Teandw</link><description>Hacker News RSS</description><docs>https://hnrss.org/</docs><generator>hnrss v2.1.1</generator><lastBuildDate>Thu, 23 Apr 2026 17:55:03 +0000</lastBuildDate><atom:link href="https://hnrss.org/user?id=Teandw" rel="self" type="application/rss+xml"></atom:link><item><title><![CDATA[New comment by Teandw in "We are the builders"]]></title><description><![CDATA[
<p>So they've launched this site without providing a singular example?</p>
]]></description><pubDate>Fri, 21 Feb 2025 22:34:56 +0000</pubDate><link>https://news.ycombinator.com/item?id=43133885</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=43133885</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=43133885</guid></item><item><title><![CDATA[New comment by Teandw in "Six Degrees of Reform UK – Mapping the UK's Entrepreneurial Far Right"]]></title><description><![CDATA[
<p>A blog post that says a lot of words without really saying anything at all.<p>The whole post boils down to "The founders of Reform have multiple companies."</p>
]]></description><pubDate>Fri, 28 Jun 2024 19:52:10 +0000</pubDate><link>https://news.ycombinator.com/item?id=40824566</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=40824566</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=40824566</guid></item><item><title><![CDATA[New comment by Teandw in "HP printer app is installing on PCs whether they have HP printers or not"]]></title><description><![CDATA[
<p>The profit is in the ink rather than the printer. There are two issues with someone coming into the market with a cheap printer/ink.<p>1) It's hard for any business to keep selling a product at 10% profit margin when you know you can sell it for 200% profit margin with the price increase not affecting sales.<p>2) In the rare situation that a business would accept low margins 'just to be nice to the customer' - they'll just get bought out. It's hard to not accept 10 years of profit for a business when it's being offered to you.</p>
]]></description><pubDate>Sun, 10 Dec 2023 13:23:46 +0000</pubDate><link>https://news.ycombinator.com/item?id=38591369</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=38591369</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=38591369</guid></item><item><title><![CDATA[New comment by Teandw in "We’re opening up access to Gov.uk forms"]]></title><description><![CDATA[
<p>Legal requirement in the UK. No way around it.</p>
]]></description><pubDate>Fri, 06 Oct 2023 12:09:15 +0000</pubDate><link>https://news.ycombinator.com/item?id=37789633</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=37789633</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=37789633</guid></item><item><title><![CDATA[New comment by Teandw in "GPT-4 API General Availability"]]></title><description><![CDATA[
<p>You've clearly not experienced the reality of enterprise then. You're opinions are based on a limited understanding and knowledge of real life situations when it comes to this sort of stuff.</p>
]]></description><pubDate>Fri, 07 Jul 2023 00:50:38 +0000</pubDate><link>https://news.ycombinator.com/item?id=36625521</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=36625521</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=36625521</guid></item><item><title><![CDATA[New comment by Teandw in "Epic Games, others accuse Sundar Pichai of violating retention obligations"]]></title><description><![CDATA[
<p>What. That's exactly how court works?<p>How else do you think people and companies get away with doing a lot of bad things.</p>
]]></description><pubDate>Sun, 19 Mar 2023 23:17:35 +0000</pubDate><link>https://news.ycombinator.com/item?id=35224827</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=35224827</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=35224827</guid></item><item><title><![CDATA[New comment by Teandw in "HSBC to Buy UK Arm of Silicon Valley Bank"]]></title><description><![CDATA[
<p>Never thought about that. According to Mr Google; believed to come from the Latin phrase “quid pro quo,” which translates into "something for something," or an equal exchange for goods or services.</p>
]]></description><pubDate>Mon, 13 Mar 2023 11:49:10 +0000</pubDate><link>https://news.ycombinator.com/item?id=35134364</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=35134364</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=35134364</guid></item><item><title><![CDATA[New comment by Teandw in "HSBC to Buy UK Arm of Silicon Valley Bank"]]></title><description><![CDATA[
<p>"And yeah, 80 million pounds of profit last year. I'd buy that for a dollar"<p>In business, last years profits are often irrelevant. This is a good example. It's a constant treadmill of trying to stay profitable - which isn't as easy as it sounds.<p>More so when businesses of this size are usually built on owing large sums of money.</p>
]]></description><pubDate>Mon, 13 Mar 2023 11:12:11 +0000</pubDate><link>https://news.ycombinator.com/item?id=35134067</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=35134067</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=35134067</guid></item><item><title><![CDATA[New comment by Teandw in "HSBC to Buy UK Arm of Silicon Valley Bank"]]></title><description><![CDATA[
<p>I'm not sure you understand what's happening here or the basics of business and liquidation.<p>"Normal companies can't go bankrupt in one day" - They didn't go bankrupt. They went into liquidation. Massively different thing. You can have a company with billions of quid saved up in the bank that goes into liquidation.<p>Liquidation is quite common and happens daily in the UK to 'normal' companies. Companies that were profitable last week and no longer can operate as they're not profitable enough to pay their debts/what they owe.<p>I think your issue here is you don't understand what liquidation is/means and basic principles of business profits. The most important part is that while a company may be profitable at the 'end of year' -- They have to first get to the end of the year.</p>
]]></description><pubDate>Mon, 13 Mar 2023 11:00:30 +0000</pubDate><link>https://news.ycombinator.com/item?id=35133965</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=35133965</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=35133965</guid></item><item><title><![CDATA[New comment by Teandw in "HSBC to Buy UK Arm of Silicon Valley Bank"]]></title><description><![CDATA[
<p>They didn't acquire client assets for £1. That's not quite how it works.</p>
]]></description><pubDate>Mon, 13 Mar 2023 10:33:29 +0000</pubDate><link>https://news.ycombinator.com/item?id=35133734</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=35133734</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=35133734</guid></item><item><title><![CDATA[New comment by Teandw in "HSBC to Buy UK Arm of Silicon Valley Bank"]]></title><description><![CDATA[
<p>You can't have a profitable bank that's insolvent. That doesn't make sense.<p>The company has gone insolvent because it's no longer profitable.</p>
]]></description><pubDate>Mon, 13 Mar 2023 10:29:31 +0000</pubDate><link>https://news.ycombinator.com/item?id=35133697</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=35133697</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=35133697</guid></item><item><title><![CDATA[New comment by Teandw in "HSBC to Buy UK Arm of Silicon Valley Bank"]]></title><description><![CDATA[
<p>The token £1 is just a payment requirement for ownership. The bidding process for insolvent companies is essentially who will take on the most "problems" for the best outcomes for the business.<p>So one company may bid saying they want to acquire X parts of the company but can not take on the advertising arm or the quality assurance part of the company; which means jobs losses etc. Another company may say we'll acquire all of the company but not the freehold properties the business owns.<p>The liquidation team then have to decide which bid offers the best likely outcome for the creditors/business. The £1 isn't technically what they're paying for the company, as they're taking on debt, leaseholds, pension funds etc. Their bid is technically tens or hundreds of millions depending on the situation.</p>
]]></description><pubDate>Mon, 13 Mar 2023 10:25:29 +0000</pubDate><link>https://news.ycombinator.com/item?id=35133658</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=35133658</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=35133658</guid></item><item><title><![CDATA[New comment by Teandw in "EU-wide maximum limit of €10K for cash payments"]]></title><description><![CDATA[
<p>Would I want certain things on the internet to be illegal, yes. Like they already are.</p>
]]></description><pubDate>Sun, 11 Dec 2022 12:47:01 +0000</pubDate><link>https://news.ycombinator.com/item?id=33942694</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=33942694</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=33942694</guid></item><item><title><![CDATA[New comment by Teandw in "EU-wide maximum limit of €10K for cash payments"]]></title><description><![CDATA[
<p>The percentage of people with mobility disabilities is extremely high.<p>With medical breakthroughs increasing the age of life too, this is only likely to increase with time</p>
]]></description><pubDate>Sun, 11 Dec 2022 12:40:33 +0000</pubDate><link>https://news.ycombinator.com/item?id=33942651</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=33942651</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=33942651</guid></item><item><title><![CDATA[New comment by Teandw in "EU-wide maximum limit of €10K for cash payments"]]></title><description><![CDATA[
<p>Having a man in the middle of payments adds more benefits that it does cons.</p>
]]></description><pubDate>Sun, 11 Dec 2022 12:35:50 +0000</pubDate><link>https://news.ycombinator.com/item?id=33942622</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=33942622</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=33942622</guid></item><item><title><![CDATA[New comment by Teandw in "EU-wide maximum limit of €10K for cash payments"]]></title><description><![CDATA[
<p>It's free in most EU countries. I've never paid for a bank transfer. The third party doing the transaction gives me some protection that I wouldn't otherwise have.<p>Can't argue against the anonymous part of it but when the transaction is between me, the seller and the bank, I'm not sure why it would need to be anonymous.</p>
]]></description><pubDate>Sun, 11 Dec 2022 01:26:32 +0000</pubDate><link>https://news.ycombinator.com/item?id=33939000</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=33939000</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=33939000</guid></item><item><title><![CDATA[New comment by Teandw in "EU-wide maximum limit of €10K for cash payments"]]></title><description><![CDATA[
<p>Digitizing cash has moved civilization forward in ways we could never have dreamed of.</p>
]]></description><pubDate>Sun, 11 Dec 2022 01:23:05 +0000</pubDate><link>https://news.ycombinator.com/item?id=33938980</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=33938980</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=33938980</guid></item><item><title><![CDATA[New comment by Teandw in "EU-wide maximum limit of €10K for cash payments"]]></title><description><![CDATA[
<p>What you said doesn't make sense. The seller requested the buyer to pull the money out of the bank into cash and then immediately deposited that cash into their bank account. What would be the reason for doing that?<p>Doesn't make sense unless you've worded what happened incorrectly by accident.</p>
]]></description><pubDate>Sun, 11 Dec 2022 01:10:19 +0000</pubDate><link>https://news.ycombinator.com/item?id=33938879</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=33938879</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=33938879</guid></item><item><title><![CDATA[New comment by Teandw in "EU-wide maximum limit of €10K for cash payments"]]></title><description><![CDATA[
<p>Money laundering, like drugs, starts in larger amounts and is broken down further down the chain it goes.<p>Those $5 and $10 bills getting laundered started from a $50K transaction getting laundered.</p>
]]></description><pubDate>Sun, 11 Dec 2022 01:07:01 +0000</pubDate><link>https://news.ycombinator.com/item?id=33938865</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=33938865</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=33938865</guid></item><item><title><![CDATA[New comment by Teandw in "EU-wide maximum limit of €10K for cash payments"]]></title><description><![CDATA[
<p>Unfortunately we wouldn't move forward as a society if we didn't do things that affected people that didn't want to progress with modern ways of living.</p>
]]></description><pubDate>Sun, 11 Dec 2022 01:01:26 +0000</pubDate><link>https://news.ycombinator.com/item?id=33938830</link><dc:creator>Teandw</dc:creator><comments>https://news.ycombinator.com/item?id=33938830</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=33938830</guid></item></channel></rss>