Back to the drawing board.

Seeding is opt-out, not opt-in… but it is usually a default that has to actively manually overridden. Most users never touch those settings. The average pirate downloading a torrent is seeding whether they know it or not.

The protocol absolutely does not enforce seeding. A client can lie to the tracker, cap upload to 0k. BitTorrent has no mechanism to compel one to share. Leeching a file, downloading and sharing no forward packets is possible. While the "social contract" of seeding is entirely a norm enforced by private trackers and community shame. It is not the protocol itself.

Unknown compound ATM.

After reading the article, it appears clear that the the administration advisers are saying the new housing plan would let buyers tap 401(k) funds for a home down payment without the usual early-withdrawal penalty. Germany has something very similar to this policy and it has been widely lauded as a success.

My take: For median-income households, the plan under discussion would let individuals pull money from a 401(k) for a home down payment withoutl penalty or taxes, helping buyers overcome the big upfront cost that often stands between them and their first home. Because 401(k) loans or withdrawals today generally trigger substantial taxes and penalties if you’re under 59.5 years old, this change could meaningfully reduce that barrier and broaden the access to homeownership immediately upon enactment. Beyond just tapping savings, the advisers are speculating the administration might include a mechanism to reinvest home equity back into the 401(k) retirement account over time, for example, by allowing a portion of home value growth to count as an asset inside the 401(k) so that the account “grows” alongside the house, offsetting retirement savings losses caused by the withdrawal. Those mechanics, like how much can be withdraw, whether there are caps or limits, how repayment would work, or whether it applies only to first-time buyers, are still being worked out and haven’t been finalized so Caveat emptor; this is speculation on my part based on the read. I like the idea and I'll be contacting my US state representatives with my endorsement and recommendations including the proposed first-time buyer restriction.

My personal world changed when I discovered Nix On Droid and cloned my personal Claude Code flake which uses pnpm to keep a rolling bleeding edge version with revision controlled dots. I started using Nvim /avante and open router shortly after that, also via Nix on Droid. Game changer for those long subway rides.