Hacker News: Tianning

New comment by Tianning in "Ask HN: What Are You Working On? (April 2026)"

Tianning — Tue, 14 Apr 2026 05:33:23 +0000

I saw Hong Kong launched stablecoin. How would it be less volatile than bitcoin?

New comment by Tianning in "Ask HN: What Are You Working On? (April 2026)"

Tianning — Mon, 13 Apr 2026 15:42:19 +0000

I built cross-border compliance Management info system dashboards at a Swiss private bank. The much more widespread reality is: entire nationalities and residencies get quietly moved to "do not serve" lists because the regulatory cost of serving them exceeds revenue. No public process, no appeal, no notice, you just can't open an account:financial exclusion most people never see.

New comment by Tianning in "Apple's accidental moat: How the "AI Loser" may end up winning"

Tianning — Mon, 13 Apr 2026 15:23:50 +0000

Agree on the diminishing returns,the Opus 4.6 anecdote is a good signal