Looks like Mac Minis had a 64 GB model (hard to get now) for roughly $1,600. You could get a 3 of these (192GB) & thanks to the Thunderbolt 5 connection, they out performed any single board AMD for a similar price that had more memory. If you tried to do so something similar with Nvidia GPU you're looking at a lot of watts, cooling & a much faster experience but only 48 GB of memory.

You could usually try utilities or energy but those are also high due to AI buildout & Iran.

I think gold could make a come back since it's beating down a bit this year. Treasuries or just a reasonable hedge with puts against your holdings may be the best bet.

Of course none of this is financial advice & is just open discussion looking for thoughts.

There's also the whole giant trillion dollar company doesn't want to invest and let small ideas grow. They only focus on things that move the needle, which isn't much at the size.

Had Microsoft executed and invested, they could have made a come back imo in both search, mobile & hardware. Unfortunately major lack of leadership or they just don't want those areas.

Pair Programming in person - one computer & one person looking over another's shoulder usually.

Pair Programming remotely - two computers & you can easily swap control of either's device or change who's sharing their screen.

The only thing working in an office wins on imo is building very close relationships with co-workers. I think physical presence is a human thing that cannot be beat. You can still build great relationships remotely but they're not the same. From the point of view of a company, remote relationships might be good enough or even better as they can prevent people becoming "to close" and ending up on the news at a concert together.

Unfortunately to many people just take headlines and memes from terrible sources as to how they should think without putting any thought into it. Both sides are also vilified against each other.

I would expect this to become one of those things in the near future.

The way I understand insider trading is usually prosecuted is you find out who made the bet & then you have to track down their communications to see if they got tipped off.

They had great devices before iOS/Android and then again after. That Lumia phone was awesome. They had one of the best cameras. Their live tiles they had on the phone & desktop OS were really good. Even Windows 8 had a cool CRM app in its infancy that tried to link all your social media & email accounts together.

They killed all of that even with multiple chances to win people over. It seemed they wanted to win the new markets in less than a year.

For as much flack as Google gets for short lived awesome products, Microsoft is right up there. Which is why when they've announced new things like Blazor, MAUI, etc., no one expects them to live long enough to trust their apps on.

I also strongly question their enterprise MOAT when most kids are growing up on Apple & Google devices the past decade. Microsoft seems to lack long term strategy.

There are a lot of different combinations of variables done for both tilling and not tilling depending on many factors.

Builders - let's build awesome stuff with great experience.

Execs - need to meet next earnings reports goals. Let's sneak a few features to help M$FT stock price at expense to our users.

Product suffers... Execs then allow builders to make the products better. Then execs step in again because they need some quick wins. Visual Studio and .NET really seemed to exemplify this a few years ago as Code was eating into Visual Studio's user base.

I for one hope ending quarterly earnings reduces patterns like this in companies.

For a lot of specialists like drywall, the really good people seem to never want to deal with small jobs. They get paid better & it's easier to do large jobs.

The info on his podcasts isn't telling you who to short. It's more who has gone under & general knowledge.

https://podcasts.apple.com/bz/podcast/the-real-eisman-playbo...

He's one of the "Big Short" guys but more importantly he has great guests on. Everyone is trying to teach & inform, not sell.

He's been calling this risk out for over a year, especially once the White House started trying to allow retirement accounts access to private credit. For a lot of people that was the big alert, even before Jamie Dimon said he saw "cockroaches".

Other part of me is arguing that old annoying Dropbox/Box Hacker News scenario where all us tech people aren't impressed but this makes it easier for non-tech people.

Tiny tinfoil security part of me is cowering in fear.