Hacker News: dxetech

New comment by dxetech in "Goodbye Visa and Mastercard: 130M Europeans switching to sovereign payment"

dxetech — Wed, 20 May 2026 15:27:27 +0000

Payments are much more complicated than just who your issuer is. As noted in other comments, connecting the customer directly to the aquirer can lose significant functionality. Pre authorization, installments, card on file and other typical services may be offered differently than expected, or not at all. In addition, Mastercard and Visa still write the rules for industry. If at some point advanced Mastercard or Visa 3ds security significantly reduce fraud, and thus rates, consumers may start paying more for issuers that dont support similar technologies. On top of all of this, point of interaction device support may lag. The latest features from Ignenico and such may take a while to implement, or again may not be supported at all for smaller financial companies.

All that being said, it’s great for consumers to have the choice, and hopefully we all benefit from increased competition.

Disclaimer: I work for a Payment Gateway

New comment by dxetech in "Experimenting with Local LLMs on macOS"

dxetech — Mon, 08 Sep 2025 15:54:18 +0000

There are situations where internet access is limited, or where there are frequent outages. An outdated LLM might be more useful than none at all. For example: my internet is out due to a severe storm, what safety precautions do I need to take?

New comment by dxetech in "ASP.NET Core 3.0 will only run on .NET Core"

dxetech — Fri, 02 Nov 2018 18:43:08 +0000

Any way you could provide more information about this? I have some legacy projects on 4.7 that I would love to migrate over to core 2.1