Also Interac does not do online transactions outside of some very specific merchants that take Apple/Google Pay transactions. This is how Interac reduces fraud risk, which is why interchange rates for Interac are so low.

At my previous employer, I had access to the company’s bug bounty submissions and I can assure you no matter what you try to do, people will submit slop anyway. This is why many companies will pay for “triage services” that do some screening to try to ensure that the exploit actually works.

Unfortunately this means that the first reply to many credible reports are from people who aren’t familiar with the service, meaning that reports often take a long time to be triaged for no reason other than the fact that the reporter assumed that the person reviewing the report would actually understand the product. It’s hard to write good, concise reports if you can’t assume this fact.

Honestly, I don’t know what can be done to fix all of this. It’s a bad situation for everyone involved, and only getting worse.

Economically, I'm sure the locations chosen were optimal. You'd imagine that actual mountainous wilderness would be a much more expensive terrain to blanket with solar panels, compared to flat areas. If there were other choices, economically they'd better options.

Giving third parties access to your business emails can't possibly have negative repercussions right!

Can you be irresponsible with childrens' data if you don't know whether your users are children?

Also, you're basically objecting to the entire idea of PKI for use in IMAP which is incredibly hard to justify. Perhaps you wish to use a different model for your own personal reasons but the default being PKI should not be controversial, and if you want to use your own model you should use a different mail client.