I've heard the same thing -- if they take a job they will lose money. What they really mean is that if they take a job (trade time for money), they will lose some of the pension they have already earned. This is a real economic loss (even if they might have a few more bucks at the end of the week) to say nothing of their lost time.

https://fred.stlouisfed.org/series/MEFAINUSA672N

Taking your interpretation at face value I would add that yes we call it “capitalism” not “laborism”.

1. an adversarial agent harness that uses one agent to create a plan and implement it, and another to review the plan and code-review each step.

2. an agentic validation suite -- a more flexible take on e2e testing.

3. some custom skills that explain how to use both of those flows.

With this in place you can formulate ideas in a chat session, produce planning artifacts, then use the adversarial system to implement the plans and the validation layer to get everything working e2e for human review.

There are a lot of tools you can use for these things but I chose to just build the tooling in the repo as I go.

How hard would it have been to create a test repo, make a branch with monolithic specs, make another branch with these scattered specs, run the same exact task against them both? Pick a few tasks. Run them a few times each. Analyze the results.

Democrats, for example, have loved to stoke the class war for the last 10+ years. Every week you hear a new take on how billionaires could solve homelessness or cancer or something if only they were taxed more. The left wing radicals are just as bad for America. Partisans hate it but the only true path out of this mess is centrism.