Hacker News: fjsolwmv

New comment by fjsolwmv in "A Growing Problem in Real Estate: Too Many Too Big Houses"

fjsolwmv — Thu, 04 Jul 2019 00:46:40 +0000

$1440/yr seems hardly worth the effort for he hassle and cost of moving every year. Compounding rent increase over years makes it substantial.

I suppose you don't have kids though, which may simplify things.

New comment by fjsolwmv in "A Growing Problem in Real Estate: Too Many Too Big Houses"

fjsolwmv — Thu, 04 Jul 2019 00:44:07 +0000

Much simpler would be to raise property taxes to a reasonable level and redistribute that via a citizens' dividend /UBI. That gives you free market efficiency with no rent-seeking non-local owners sucking away the wealth, only reasonable fees for management and liquidity services.

New comment by fjsolwmv in "A Growing Problem in Real Estate: Too Many Too Big Houses"

fjsolwmv — Thu, 04 Jul 2019 00:40:32 +0000

If you live in your house instead of paying transaction costs to sell, lower property value just means lower property taxes and a more prosocial working class neighbors.

New comment by fjsolwmv in "A Growing Problem in Real Estate: Too Many Too Big Houses"

fjsolwmv — Thu, 04 Jul 2019 00:36:55 +0000

You are conflating home ownership with house ownership. You can buy a condo and pay someone to maintain it for you, just as your apartment landlord can hire unreliable managers tradesworkers to fail to fix your water heater.

New comment by fjsolwmv in "Ask HN: What are the signs that you have a great manager?"

fjsolwmv — Thu, 04 Jul 2019 00:30:36 +0000

It works if the leader is a birthright aristocrat leader who has no need to justify his position, but still wants to be good.

The ancient wisdom didn't account for the politicking of corporations.

New comment by fjsolwmv in "Airbnb likely removed 31,000 homes from Canada’s rental market, study finds"

fjsolwmv — Thu, 20 Jun 2019 17:19:09 +0000

Airbnb doesn't replace cheapo hotels. It replaces expensive hotels. People go to airbnbs because hotels are too expensive for them.

New comment by fjsolwmv in "Airbnb likely removed 31,000 homes from Canada’s rental market, study finds"

fjsolwmv — Thu, 20 Jun 2019 17:16:51 +0000

It is more likely that IH knows the rental market price and you don't. 5% growth per year is totally normal in desirable areas . It's lower than real estate appreciation.

New comment by fjsolwmv in "Airbnb likely removed 31,000 homes from Canada’s rental market, study finds"

fjsolwmv — Thu, 20 Jun 2019 17:15:07 +0000

If you had surplus housing, Airbnb would not exist because there is no point.

New comment by fjsolwmv in "Airbnb likely removed 31,000 homes from Canada’s rental market, study finds"

fjsolwmv — Thu, 20 Jun 2019 17:13:48 +0000

Chinese speculators reduce growth by keeping property vacant. Airbnb doesn't affect growth.

House prices are not growth, and they generate the tax revenue that you say helps get the infrastructure ready.

New comment by fjsolwmv in "Airbnb likely removed 31,000 homes from Canada’s rental market, study finds"

fjsolwmv — Thu, 20 Jun 2019 17:11:18 +0000

You are describing young, single people, not long-term renters.

New comment by fjsolwmv in "Ask HN: “Contact us for pricing” nonsense"

fjsolwmv — Sat, 15 Jun 2019 20:36:34 +0000

You left out the #1 reason: so you can suss out their spending power and level of need so you can charge value-based pricing instead of cost-based pricing. Nothing you wrote is relevant to OP's concern about "call for price".

New comment by fjsolwmv in "The Wrong Right Way"

fjsolwmv — Sat, 15 Jun 2019 14:44:16 +0000

Companies can fund art directly (and many do, such as Google/YouTube), instead of wastefully routing it through government.

Government can provide UBI and healthcare to the whole population instead of picking politically connected artists to make government approved art.

New comment by fjsolwmv in "Google refunded $200 because I missed 5 lines of Code"

fjsolwmv — Sat, 15 Jun 2019 14:42:35 +0000

Building a successful business requires taking responsibility for all the boring details. Complaining that it is someone else's fault wastes precious time and hurts morale.

New comment by fjsolwmv in "Technically, Earth Does Not Orbit Around the Sun (2014)"

fjsolwmv — Sat, 15 Jun 2019 11:52:44 +0000

It's not arbitrary. The only two choices that work are the real center of gravity, and the observer's position with the real center of gravity orbiting the observer and everything else orbiting the real center of gravity. If Tycho chose Jupiter as the center of the orbits, the planetary orbits would have the same problem of epicycles as the older models.

New comment by fjsolwmv in "Technically, Earth Does Not Orbit Around the Sun (2014)"

fjsolwmv — Sat, 15 Jun 2019 11:41:27 +0000

Floating point error is far far smaller than measurement error and missing data.

New comment by fjsolwmv in "How to Remember"

fjsolwmv — Sat, 15 Jun 2019 01:41:59 +0000

Do you have hundreds of different memorized sets along this route now?

New comment by fjsolwmv in "A “Rat” Every 14 Seconds: Analyzing NYC 311 Calls"

fjsolwmv — Fri, 14 Jun 2019 20:58:24 +0000

And they were mostly all plagiarized from other sources.

New comment by fjsolwmv in "Student Loan Debt Crisis Is Bankrupting Millennials"

fjsolwmv — Fri, 14 Jun 2019 20:06:29 +0000

I find that the community college grada are better professionals than the kids who jumped into uni because they didn't know anything and grasped at straws. It's an expensive but revealing mistake that shows which young adults have good judgement and self awareness.

New comment by fjsolwmv in "Student Loan Debt Crisis Is Bankrupting Millennials"

fjsolwmv — Fri, 14 Jun 2019 18:01:41 +0000

Baby boomers didn't cut school funding. Gen X did.

New comment by fjsolwmv in "Student Loan Debt Crisis Is Bankrupting Millennials"

fjsolwmv — Fri, 14 Jun 2019 17:45:00 +0000

Why is it better for taxpayers to pay off their loans now instead of waiting to see if they retire penniless?