Hacker News: hoaxminionhttps://news.ycombinator.com/user?id=hoaxminionHacker News RSShttps://hnrss.org/hnrss v2.1.1Wed, 08 Apr 2026 10:56:55 +0000<![CDATA[New comment by hoaxminion in "The Impact of Generative AI on Critical Thinking [pdf]"]]>> no idea what a 20% interest rate really means

Compound interest is hard to do with mental math, but what you're actually seeing is a behavioral economics phenomenon called hyperbolic discounting.

]]>Wed, 26 Mar 2025 19:17:05 +0000https://news.ycombinator.com/item?id=43485867hoaxminionhttps://news.ycombinator.com/item?id=43485867https://news.ycombinator.com/item?id=43485867