https://www.kcoleman.me/vietnamese-typing/

When I say cash, I meant value stored in money market and $SGOV. I'm actually experimenting with using my 401k/ira to invest in private equity (VC) funds, so I am holding cash (money market and $SGOV) in those accounts to ensure I have the capital for capital calls.

Assuming a portfolio with $100k in 401k and $100k in taxable and targeting 80/20 stock/bonds, your 401k should be 60/40k and taxable should be 100/0.

Target date funds would have 80/20 in both 401k and taxable accounts.

Target date funds assume your 401k is your only retirement savings vehicle.

My IRA/401(k) actually has close to 100% cash/bonds to minimize annual taxable impact and the rest of my portfolio is equities.

Governments have only managed to slow, not stop or reverse this trend.

2 years ago (during the agentic workflow boom) prompting was annoying and tedious. Context was small, harnesses were weak. You needed to string along multiple complex prompts to get anything done.

Now, you can give an agent 50+ tasks and it will churn through them.

Historically, the mindset was to get happy path working launch and see what works, but now you can ship a much more polished products with things like cancellation and account export, private policies, a entire mobile and web app without much effort.

I've voted democrat in every election since I was 18.

"stuck in the past" vibes vs making progress

Are down voters saying Trump/Biden should let the provisions expire?

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On JCPOA, many of the critical provisions had pending expiration dates by this time [0] [1] and re-negotiation needed to happen again anyways.

Obama kicked the can down the road and Trump/Biden needed to provide the next kick.

[0] - Jan 2026, the limits on the types of centrifuges expire. Jan 2031, quantitative nuclear limits expire (enrichment ceiling).

[1] - https://www.armscontrol.org/act/2017-10/news/iran-nuclear-de...

It does not solve macro tracking. This doesn't know if the overage is from fat, carbs or protein.

Adjustments are very delayed and noisy. Your body weight fluctuates with water retention, based on plethora of variables like stress, sleep quality, hormone cycles, etc. The feedback loop tracking weightloss with inaccurate calorie and macro tracking delay or fully impede goals.

For example, 1 tablespoon of oil is 120 calories and 14g of fat. Miscalculating 2 tablespoons per day for a month is 3600 calories (or an 1.5 day's worth of food untracked). If you are trying to track what you eat, you end up cooking yourself and eating the same meals everyday so you aren't constantly re-measuring everything.

If your goal is to evaluate food for allergies, then tracking what you eat makes sense. But when it comes to macro tracking, how much is just as important as what.

Most people were younger than me. Over time, the company laid off or pushed out many of the experienced and smart colleagues I had joined to work with, replacing them with less experienced employees.