Hacker News: joshdance

New comment by joshdance in "Aries could be 'Unity for fintech'"

joshdance — Wed, 19 Feb 2025 22:52:04 +0000

Thanks for commenting, and congrats on the launch!

How did you come up with the idea for Aries?

Aries could be 'Unity for fintech'

joshdance — Wed, 19 Feb 2025 21:41:34 +0000

Just found this super interesting project called Aries Engine. They're pitching themselves as the Unity/Unreal of fintech, which caught my attention. The idea makes sense - before Unreal, game devs would burn cash just building physics engines before touching actual gameplay. Similarly, fintech startups often die dealing with:

Regulatory compliance Market data fees Infrastructure/broker-dealer setup They just got SEC and FINRA (FINRA stands for Financial Industry Regulatory Authority. It's a private, non-governmental organization that regulates the U.S. securities industry) approval and are launching an open development platform that supposedly handles a lot of this. They have built two reference apps they're open-sourcing:

An infinite canvas trading platform (widgets + TradingView/Discord integration) Mobile trading app Tech stack includes the usual suspects: commission-free trading APIs, options chain data, real-time feeds, etc. Team apparently built APIs for major brokerages before.

They have 16k+ MVP users. Planning futures/commodities and international. Crypto exchange in the works too (whitepaper available).

FINRA check: https://brokercheck.finra.org/firm/summary/330235

Anyone here tried building fintech products before? Curious how significant this could be. The FINRA approval seems legit, but interested in hearing takes from people who've dealt with these infrastructure problems firsthand.

Tweets talking about it.

https://x.com/Aries/status/1892281286301020671

https://x.com/DeItaone/status/1892280491111293355

Thoughts?

Comments URL: https://news.ycombinator.com/item?id=43108102

Points: 8

# Comments: 6

New comment by joshdance in "Show HN: I scraped 25M Shopify products to build a search engine"

joshdance — Fri, 15 Dec 2023 21:05:02 +0000

Amazing. Why doesn't Shopify built this natively?

The Only 4M ARR SaaS Startup to Reveal It All

joshdance — Thu, 05 Oct 2023 12:36:52 +0000

Article URL: https://www.groovehq.com/helpdesk-software/imperfect-startup/radical-transparency

Comments URL: https://news.ycombinator.com/item?id=37777798

Points: 5

# Comments: 0

YouTube restored the 'sort by oldest' option

joshdance — Mon, 19 Jun 2023 17:24:35 +0000

Article URL: https://joshdance.medium.com/youtube-restored-sort-by-oldest-option-for-channels-742e0893b523

Comments URL: https://news.ycombinator.com/item?id=36393847

Points: 4

# Comments: 2

Ask HN: What companies started as an email list?

joshdance — Tue, 07 Mar 2023 21:27:16 +0000

AngelList, Product Hunt, Craigslist come to mind. What are others?

Comments URL: https://news.ycombinator.com/item?id=35061500

Points: 7

# Comments: 0

New comment by joshdance in "Where is Dalle2 for creating music from text prompts?"

joshdance — Sat, 12 Nov 2022 15:35:35 +0000

I wrote the article, fun to find it here.

I thought about that quite a bit as I was researching. Image Generation Models were given an image and a caption. This allows CLIPT to work.

But then I thought, music actually has an official notation system of the Standard notation on 5-line musical staves.

Do you think this described the music? or merely informs how it is to be performed?

Dalle2 API Is Live

joshdance — Fri, 04 Nov 2022 20:24:32 +0000

Article URL: https://beta.openai.com/docs/guides/images/introduction

Comments URL: https://news.ycombinator.com/item?id=33473277

Points: 1

# Comments: 0

Ask HN: What platform are you building a niche site on in 2023?

joshdance — Wed, 26 Oct 2022 15:15:52 +0000

If you wanted to create a niche site (articles monetize with ads or affiliate links) what platform are you building it on in 2023?

Wordpress is probably the default.

Webflow is new but their blogging interface is frankly bad.

Ghost is an option but has less plugins that Wordpress.

What would you choose?

One wrinkle is that we want to include custom coded pages (calculators, interactive examples) as well. Any CMS systems play well easily with custom code?

Comments URL: https://news.ycombinator.com/item?id=33344997

Points: 29

# Comments: 22

New comment by joshdance in "How to run an event that doesn't suck"

joshdance — Sat, 17 Sep 2022 22:21:47 +0000

I think it is a fine number. In my experience people need a ton of reminders. More than you think. I would contact people multiple times and always someone would forget. If you are not top of their memory stack, they don't remember.

Snapchat+ is pay $3.99 a month to join a Beta program

joshdance — Mon, 08 Aug 2022 16:24:23 +0000

Article URL: https://newsroom.snap.com/snapchatplus/

Comments URL: https://news.ycombinator.com/item?id=32387565

Points: 1

# Comments: 0

Show HN: SVG stroke-dashoffset interactive examples

joshdance — Mon, 18 Jul 2022 19:01:10 +0000

SVG stroke-dashoffsets have always confused me. I couldn't never figure out which way the line was going to move as I increased or decreased them. So I made some interactive examples to help.

Comments URL: https://news.ycombinator.com/item?id=32142097

Points: 2

# Comments: 0

New comment by joshdance in "Frontier – An advance market commitment to accelerate carbon removal"

joshdance — Tue, 12 Apr 2022 14:16:47 +0000

Frontier is promising to buy $925M of permanent carbon removal between 2022 and 2030.

They have criteria such as Permanence, Cost, Verifiability etc.

Seems like a great program and we need many more like it.

New comment by joshdance in "ISS Docking Simulator"

joshdance — Wed, 05 Jan 2022 20:58:14 +0000

It is really fun to try to dock in 4:06 while the Interstellar docking soundtrack plays.

https://www.reddit.com/r/interstellar/comments/gmiwgh/no_tim...

New comment by joshdance in "Archaeological dig reignites debate over the Old Testament’s historical accuracy"

joshdance — Tue, 04 Jan 2022 22:47:43 +0000

Could be. I think the most interesting part of the article is that they have identified a limit of archeology. They discovered wealthy and powerful groups that don't exist according to archeology because they didn't leave behind buildings. The royal purple dye was very interesting as well.

New comment by joshdance in "Apple deleted films from my AppleTV and now forces to watch them through Disney+"

joshdance — Thu, 30 Dec 2021 20:21:28 +0000

Yeah I would look for confirmation or sources before I start sharing this.

New comment by joshdance in "Ask HN: 99% of people should choose Roth IRA?"

joshdance — Thu, 02 Dec 2021 14:23:57 +0000

Great points. So how does someone know which to chose?

New comment by joshdance in "Ask HN: 99% of people should choose Roth IRA?"

joshdance — Thu, 02 Dec 2021 14:23:30 +0000

Valid. :)

New comment by joshdance in "Ask HN: What's so bad about NFTs?"

joshdance — Thu, 02 Dec 2021 05:25:45 +0000

1. Artificial digital scarcity is usually not needed. 2. It costs an enormous amount of energy to create this artificial digital scarcity. 3. If you own an asset you can generate revenue from it. With NFTs you can't really. The only way to generate revenue is to sell the NFT, for increasingly higher sums. 4. Someone will be left holding the empty bag at the end.

Ask HN: 99% of people should choose Roth IRA?

joshdance — Thu, 02 Dec 2021 05:18:34 +0000

Been looking for advice on which type of IRA to chose from, as I don't have access to a 401k.

Most advice is 'if you will be in the same or lower tax bracket during retirement, chose Traditional, otherwise Roth.

Which sort of sounds like 'if you can predict the future, choose x'

But did more research and it seems like everyone should chose Roth IRA. 4 reasons why.

1. Unless you’re an extremely disciplined saver and calculate how much money you saved on taxes with a Traditional IRA and invest that in a different account, you will , end up with more after tax money in retirement with a Roth IRA.

2. If you continue to increase your income, eventually you won't be able to invest in a Roth. If you are single making over $140,000, you can't invest.

3. Early withdrawal rules are much more flexible with a Roth. There are ways you can get out your contributions before 59 years old without paying a penalty.

4. The Roth accounts have fewer restrictions for retired people. Traditional IRAs accounts require you to start taking money out at 72. With a Roth you don't have to.

Comments URL: https://news.ycombinator.com/item?id=29412803

Points: 1

# Comments: 5