Hacker News: karakot

New comment by karakot in "U.S. unemployment rose in November despite job gains"

karakot — Tue, 16 Dec 2025 23:52:15 +0000

There is an MLR (Medical Loss Ratio) rule; essentially, an insurer can keep 20% of premiums they collect. So in order to increase profits, they have to inflate premiums; in the end, 20% of $1,000 is much better than 20% of $100. And that's the reason hospitals charge $50 for an ibuprofen pill. There are other tricks like vertical integration (an insurance company owns a medical provider), quality improvements, etc... But in the end, it's an optimization game — max(users * premium_cost) — and that's why for-profit medicine/insurance sucks. (Now, spend 1% of all collected premiums for lobbing, to make sure the system keeps working lol).

New comment by karakot in "U.S. unemployment rose in November despite job gains"

karakot — Tue, 16 Dec 2025 17:48:27 +0000

Aaaaactually, it's the other way around: the insurance is the only reason it cost $58K.

New comment by karakot in "YouTube caught making AI-edits to videos and adding misleading AI summaries"

karakot — Sat, 06 Dec 2025 04:29:45 +0000

Slopification. On a plus side, I'm more offline later.

New comment by karakot in "Why 90s Movies Feel More Alive Than Anything on Netflix"

karakot — Wed, 26 Nov 2025 21:11:40 +0000

NFLX series and AI slop are converging fast.

New comment by karakot in "X Just Accidentally Exposed a Covert Influence Network Targeting Americans"

karakot — Mon, 24 Nov 2025 16:53:23 +0000

Agreed comrade, only goverment sanctioned communication should be allowed.

New comment by karakot in "USDA head says 'everyone' on SNAP will now have to reapply"

karakot — Fri, 14 Nov 2025 23:56:41 +0000

I hate this common trope about health food costing more. Beans, lentil, rice, potatos, carrots, onions, cabbage, garlic don't cost a lot, add some additional cheap proteins like chicken and eggs and you're good to go for like $50 or less per week per person. And if you can buy in bulk and freeze, then it can get even cheaper.

New comment by karakot in "Analysis indicates that the universe’s expansion is not accelerating"

karakot — Thu, 06 Nov 2025 21:22:39 +0000

What does 'now' mean here?

New comment by karakot in "I may have found a way to spot U.S. at-sea strikes before they're announced"

karakot — Thu, 06 Nov 2025 16:58:10 +0000

And even if they are, where does it say that drug traffickers should be executed on the spot? Furthermore, where is the law that punishes drug trafficking with death?

New comment by karakot in "Rivian's TM-B electric bike"

karakot — Thu, 23 Oct 2025 15:55:45 +0000

When school ends, I often see middle and high schoolers riding cheap (and extremely fast) e-bikes through the neighborhood, frequently blowing through stop signs and generally breaking every road rules. So it's just matter of time before it all gets over-regulated.

and by a cheap bike I mean something like these "bikes":

https://www.amazon.com/Electric-Suspension-Motorcycle-Batter...

https://www.amazon.com/Qlife-Adults-1500W-Suspension-Motorcy...

New comment by karakot in "The great software quality collapse or, how we normalized catastrophe"

karakot — Thu, 09 Oct 2025 18:16:22 +0000

I wonder how it's different from when a collegue sends you an llm PR.

New comment by karakot in "Consistent hashing"

karakot — Fri, 03 Oct 2025 15:13:43 +0000

Does it really matter? Here, n is a very small number, which is almost a constant. I'd assume the iteration over the n space is negligible compared to the other parts of a request to a node.

New comment by karakot in "ChatGPT Pulse"

karakot — Sat, 27 Sep 2025 06:13:49 +0000

Yeah, they even don't need devs to release it, Altman can just ask ChatGpt to write it for him. lol.

New comment by karakot in "Suno Studio, a Generative AI DAW"

karakot — Sat, 27 Sep 2025 05:33:05 +0000

I do care, in fact I started bying vinyl and CDs again. I will not consume AI slop.

New comment by karakot in "Suno Studio, a Generative AI DAW"

karakot — Sat, 27 Sep 2025 05:29:40 +0000

same, I listen to a synthwave playlist on spotify, and once it ends spotify starts playing 'similar' music and at that point I just start feeling gross.

New comment by karakot in "State of AI-assisted software development"

karakot — Tue, 23 Sep 2025 18:35:20 +0000

well, just assume it's an IDE with 'smarter' autosuggest.

New comment by karakot in "AI-generated “workslop” is destroying productivity?"

karakot — Mon, 22 Sep 2025 23:15:18 +0000

To leverage that hacker ethos for maximum synergy, you'll need to empower a holistic and agile mindset. This allows you to pivot toward a disruptive paradigm and monetize your scalable core competencies across the entire ecosystem.

New comment by karakot in "Trump to impose $100k fee for H-1B worker visas, White House says"

karakot — Sat, 20 Sep 2025 03:14:59 +0000

There is no way around it, you either outsource or lose (and they already outsourced almost all factories). Companies will move HQs to India and "outsource" some operations to the US.

New comment by karakot in "Yes, Jimmy Kimmel's suspension was government censorship"

karakot — Thu, 18 Sep 2025 17:38:04 +0000

When you get cancelled by the goverment it's censorship.

New comment by karakot in "Scammed out of $130K via fake Google call, spoofed Google email and auth sync"

karakot — Wed, 17 Sep 2025 03:34:04 +0000

https://www.microsoft.com/en-us/research/wp-content/uploads/...

``` By sending an email that repels all but the most gullible the scammer gets the most promising marks to self-select, and tilts the true to false positive ratio in his favor. ```

New comment by karakot in "Scammed out of $130K via fake Google call, spoofed Google email and auth sync"

karakot — Wed, 17 Sep 2025 03:28:35 +0000

I just put it into subject and that's how it looks like in my inbox

https://imgur.com/a/Ki2cciH

minimal efforts, won't pass any scrutinity but someone panicking might miss it.

Thanks OP for the thread, very enlightening.