<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Hacker News: klochner</title><link>https://news.ycombinator.com/user?id=klochner</link><description>Hacker News RSS</description><docs>https://hnrss.org/</docs><generator>hnrss v2.1.1</generator><lastBuildDate>Fri, 09 Oct 2026 05:54:20 +0000</lastBuildDate><atom:link href="https://hnrss.org/user?id=klochner" rel="self" type="application/rss+xml"></atom:link><item><title><![CDATA[New comment by klochner in "Purchasing power of one US dollar in every year from 1635 to 2020"]]></title><description><![CDATA[
<p>this is a feature not a bug.</p>
]]></description><pubDate>Thu, 10 Jun 2021 16:07:08 +0000</pubDate><link>https://news.ycombinator.com/item?id=27462301</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=27462301</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=27462301</guid></item><item><title><![CDATA[New comment by klochner in "15-year-olds from wealthy families more likely to claim false expertise: study"]]></title><description><![CDATA[
<p>The study was posted here a couple days ago.<p><a href="http://ftp.iza.org/dp12282.pdf" rel="nofollow">http://ftp.iza.org/dp12282.pdf</a></p>
]]></description><pubDate>Sun, 28 Apr 2019 04:55:43 +0000</pubDate><link>https://news.ycombinator.com/item?id=19769423</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=19769423</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=19769423</guid></item><item><title><![CDATA[New comment by klochner in "As German Bund Yields Head to Zero, They Still Beat U.S. Treasuries"]]></title><description><![CDATA[
<p>Vs unhedged bund. Pretty lame.</p>
]]></description><pubDate>Sat, 09 Feb 2019 16:25:17 +0000</pubDate><link>https://news.ycombinator.com/item?id=19123084</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=19123084</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=19123084</guid></item><item><title><![CDATA[New comment by klochner in "Self-driving cars will "cruise" to avoid paying to park"]]></title><description><![CDATA[
<p>this will accelerate the rollout of congestion pricing in the US.</p>
]]></description><pubDate>Fri, 01 Feb 2019 18:47:16 +0000</pubDate><link>https://news.ycombinator.com/item?id=19057148</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=19057148</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=19057148</guid></item><item><title><![CDATA[New comment by klochner in "Robinhood launches 3% checking account"]]></title><description><![CDATA[
<p><p><pre><code>    In an email to Barron’s the head of the SIPC cast doubt on 
    the idea that it would insure checking or savings accounts.

    “SIPC protects cash that is deposited with a brokerage firm
    for one limited purpose...the purpose of purchasing
    securities,” wrote Stephen P. Harbeck, the president and CEO 
    of SIPC. “Cash deposited for other reasons would not be 
    protected.”

</code></pre>
<a href="https://www.barrons.com/articles/robinhood-app-is-offering-a-3-interest-rate-to-take-on-the-banks-51544723146?mod=bol-social-tw" rel="nofollow">https://www.barrons.com/articles/robinhood-app-is-offering-a...</a></p>
]]></description><pubDate>Thu, 13 Dec 2018 21:01:44 +0000</pubDate><link>https://news.ycombinator.com/item?id=18676078</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=18676078</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=18676078</guid></item><item><title><![CDATA[New comment by klochner in "96-Year-Old Secretary Quietly Amasses Fortune, Then Donates $8.2M"]]></title><description><![CDATA[
<p>Lawyers aren't known for their stock picking, I wonder if she was piggybacking on insider trading by M&A lawyers.</p>
]]></description><pubDate>Sun, 06 May 2018 23:32:49 +0000</pubDate><link>https://news.ycombinator.com/item?id=17009268</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=17009268</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=17009268</guid></item><item><title><![CDATA[New comment by klochner in "Theology majors marry each other a lot, but business majors don’t"]]></title><description><![CDATA[
<p>Business Majors don't, but MBAs do.<p>Business majors want to focus on their career, MBAs are mostly there and ready to settle down.</p>
]]></description><pubDate>Fri, 27 Apr 2018 16:35:51 +0000</pubDate><link>https://news.ycombinator.com/item?id=16942117</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=16942117</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=16942117</guid></item><item><title><![CDATA[New comment by klochner in "Electric scooter “mayhem” sounds like when cars were introduced"]]></title><description><![CDATA[
<p>i love them.<p>They could easily take half the cars off the road and transform downtown.<p>They're more convenient and a fraction of the cost of an uber, and they're fun to ride.<p>People should not be riding them on the sidewalks, i'm expecting that to change quickly.</p>
]]></description><pubDate>Wed, 25 Apr 2018 23:21:32 +0000</pubDate><link>https://news.ycombinator.com/item?id=16927330</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=16927330</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=16927330</guid></item><item><title><![CDATA[New comment by klochner in "Basecoin, aka the Basis Protocol"]]></title><description><![CDATA[
<p>From the DAI site:<p><pre><code>    > If the value of ether held as collateral is worth less than the amount 
    > of Dai it’s supposed to be backing, then Dai would not be worth one dollar 
    > and the system could collapse.

    > Maker combats this by liquidating CDPs and auctioning off the ether inside before the 
    > value of the ether is less than the amount of Dai it is backing.
</code></pre>
Note <i>combats</i> not <i>prevents</i>, it will go to zero with probability 1 [0].<p>[0] <a href="https://en.wikipedia.org/wiki/Gambler%27s_ruin" rel="nofollow">https://en.wikipedia.org/wiki/Gambler%27s_ruin</a></p>
]]></description><pubDate>Wed, 18 Apr 2018 18:06:24 +0000</pubDate><link>https://news.ycombinator.com/item?id=16869506</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=16869506</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=16869506</guid></item><item><title><![CDATA[New comment by klochner in "California higher-density housing bill blocked in first committee hearing"]]></title><description><![CDATA[
<p>Most infuriating about the SF housing debate is the the utter lack of economic knowledge that aligns groups like sierra club and low-income advocacy groups with rent-seeking or racist  NIMBY homeowners.</p>
]]></description><pubDate>Wed, 18 Apr 2018 04:39:16 +0000</pubDate><link>https://news.ycombinator.com/item?id=16864668</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=16864668</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=16864668</guid></item><item><title><![CDATA[New comment by klochner in "Dorm living for professionals comes to SF"]]></title><description><![CDATA[
<p>Should, but sadly doesn’t at the moment.<p>We need more housing.</p>
]]></description><pubDate>Mon, 05 Mar 2018 05:42:50 +0000</pubDate><link>https://news.ycombinator.com/item?id=16519017</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=16519017</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=16519017</guid></item><item><title><![CDATA[New comment by klochner in "Founders Fund Makes Bet on Bitcoin"]]></title><description><![CDATA[
<p>No one seems to be talking about how venture investors have transformed into cryptocurrency hedge funds over the past year.<p>The conversations you see from VCs has similarly changed - instead of talking about teams building enterprise value, you hear something that sounds more like speculative bubble FOMO language.<p>Maybe i'm wrong, feels ominous.</p>
]]></description><pubDate>Tue, 02 Jan 2018 21:17:26 +0000</pubDate><link>https://news.ycombinator.com/item?id=16055741</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=16055741</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=16055741</guid></item><item><title><![CDATA[New comment by klochner in "Ask HN: Any recommended books on developing mental models?"]]></title><description><![CDATA[
<p>Tren Griffin is a big proponent of Charlie Munger’s use of mental modals.<p>This post has a good list of models:<p><a href="https://25iq.com/2015/08/22/a-dozen-things-ive-learned-from-charlie-munger-about-mental-models-and-worldly-wisdom/" rel="nofollow">https://25iq.com/2015/08/22/a-dozen-things-ive-learned-from-...</a><p>Tren’s weekly ‘dozen things I’ve learned from foo’ series is generally high quality.</p>
]]></description><pubDate>Tue, 26 Dec 2017 18:29:20 +0000</pubDate><link>https://news.ycombinator.com/item?id=16010015</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=16010015</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=16010015</guid></item><item><title><![CDATA[New comment by klochner in "IMF Head Foresees the End of Banking and the Triumph of Cryptocurrency"]]></title><description><![CDATA[
<p>Hashing does not materially impact the global price of electricity.<p>Also, hardware is a fixed cost, fixed costs don't affect the price at which miners would stop mining.</p>
]]></description><pubDate>Mon, 02 Oct 2017 21:05:37 +0000</pubDate><link>https://news.ycombinator.com/item?id=15387940</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=15387940</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=15387940</guid></item><item><title><![CDATA[New comment by klochner in "Where will artificial general intelligence come from?"]]></title><description><![CDATA[
<p><p><pre><code>     [X] Open Source Tools
     [ ] Massive Data Sets
     [ ] $Millions in Computing Resources
</code></pre>
I'd put it roughly on par with finding a general cure for cancer. While unlikely, quite amazing that the cure for one of the largest causes of death could be solved 3 doors down with lab supplies from amazon and a handful of mice.</p>
]]></description><pubDate>Sat, 02 Sep 2017 14:26:02 +0000</pubDate><link>https://news.ycombinator.com/item?id=15156116</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=15156116</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=15156116</guid></item><item><title><![CDATA[New comment by klochner in "Crypto-currencies have lost 30% of their value in the last 3 weeks"]]></title><description><![CDATA[
<p>You're agreeing with him.<p>Gold and tulips are commodity currencies, they have value outside of their uses as a currency.<p>The dollar and bitcoin are not commodity currencies, i.e., they have no value or use outside of their use as currencies.<p>Whether bitcoin can be called a 'fiat' currency is debatable because it's not a currency "by fiat", though "fiat" currency has come to mean a non-commodity currency.</p>
]]></description><pubDate>Tue, 11 Jul 2017 14:33:59 +0000</pubDate><link>https://news.ycombinator.com/item?id=14744471</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=14744471</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=14744471</guid></item><item><title><![CDATA[New comment by klochner in "Functional programming in JavaScript is an antipattern"]]></title><description><![CDATA[
<p>From the post:<p><pre><code>    Basically, write Javascript without functional programming techniques. That doesn’t seem like a good solution.
</code></pre>
So . . . what am I misrepresenting?</p>
]]></description><pubDate>Thu, 29 Jun 2017 21:24:48 +0000</pubDate><link>https://news.ycombinator.com/item?id=14666964</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=14666964</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=14666964</guid></item><item><title><![CDATA[New comment by klochner in "Functional programming in JavaScript is an antipattern"]]></title><description><![CDATA[
<p>The flagged comment was accurate - post claims FP in javascript is an antipattern, but then says FP is the most sane way to write javasript.<p>Ergo author is claiming javascript is an antipattern, tldr clojurescript. /shrug</p>
]]></description><pubDate>Tue, 27 Jun 2017 05:07:22 +0000</pubDate><link>https://news.ycombinator.com/item?id=14642711</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=14642711</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=14642711</guid></item><item><title><![CDATA[New comment by klochner in "Errant Architectures (2003)"]]></title><description><![CDATA[
<p>His take on microservices, 11 years later:<p><a href="https://martinfowler.com/articles/microservices.html" rel="nofollow">https://martinfowler.com/articles/microservices.html</a></p>
]]></description><pubDate>Thu, 09 Mar 2017 16:56:28 +0000</pubDate><link>https://news.ycombinator.com/item?id=13830554</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=13830554</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=13830554</guid></item><item><title><![CDATA[New comment by klochner in "Opendoor, a startup worth emulating"]]></title><description><![CDATA[
<p>Any concerns about adverse selection?<p>I'd want to use OpenDoor if their pricing model came in above what I could reasonably get in the market, and would be more likely to wait it out if they came in low.</p>
]]></description><pubDate>Tue, 13 Dec 2016 03:44:32 +0000</pubDate><link>https://news.ycombinator.com/item?id=13164255</link><dc:creator>klochner</dc:creator><comments>https://news.ycombinator.com/item?id=13164255</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=13164255</guid></item></channel></rss>