I'm not suggesting the original poster is incorrect with their account of events, lack of the right investment is something many people can identify in their own line of work, its just timescales to a point of failure can be variable. Likewise bleeding edge technology is not always beneficial for all, but holding back or testing the water and constant monitoring is required to avoid expensive mistakes.

https://www.bankofengland.co.uk/research/digital-currencies http://www0.cs.ucl.ac.uk/staff/G.Danezis/papers/ndss16curren... https://www.telegraph.co.uk/news/2017/12/30/bank-england-plo...