If mobile banking really wanted to be secure, they would support something like a NFC yubikey for transaction verification. The fact they fully ignore separate secure HSMs tells you what you need to know about their security.

One interesting channel I started watching recently is called Watatabi: https://m.youtube.com/@watatabi

Its quite different from Rambalac - called Watatabi: https://m.youtube.com/@watatabi

Its a channel about exploring more remote places, like ancient onsen ryokans, scenic places & natural landmarks. Unlike Rambalac there is editing and naration but in this case it kinda fits the different scope & the places visited are super interesting. :)

This is all a weird speedrun or race. If something we should be working on setting up resource mining from the Moon & asteroids, materials processing on the Lunar surface & in orbit, simple manufacturing in space, etc.

Instead some people think we can jump straight to a computronium Dyson swarm. :P

For that you might need more advanced stuff like liquid droplet radiators (https://en.wikipedia.org/wiki/Liquid_droplet_radiator), heat sinks & pulsed operation. Still, it should be eventually doable.

As for space data centers - I think the main issue is the complete lack of in space infrastructure for resource mining, processing and manufacturing & maintenance. It is kinda like building your first practical steam locomotive & the deciding to build directly an airliner. No suitable materils, experience, work force, material sources, etc.

We eventually went from locomotives to airliner, in an incremental manner & expanding the supporting infrastructure to support the ever more ambitious projects.