On banks not supported by Plaid — while most are covered already (12,000+), totally understand that some like Fidelity aren’t. For this, we’re considering a way to manually import statements, but that wouldn’t support the live data sync that Plaid provides of course.

Performance tracking — yes! Absolutely on this. We’ve been sketching this out lately since it has some nuance to get right. Would love your input on what you’d like to see here.

It may be that more mundane analysis ends up being the most useful. For example — for years, we had some money in a money market fund earning basically no interest. It just wasn’t on the radar.

Had even a not very smart LLM nudged us to put the money into a HYSA earlier, we would have made thousands per year in interest.

My wife also recently used our tool to do some simple investing optimization that’s going to save us a few thousand per year on taxes.

Thing like this aren’t sexy but do have value, and don’t take GPT Pro.

Plaid does do screen scraping for smaller banks, but they have agreements for OAuth-based access with most of the largest institutions.

Making it secure is actually quite hard, but that's why we're spending an enormous amount of time thinking about that.

It was a bit of a process involving sales calls, contracts, security attestations, etc., but they're planning to make it easier to try out the platform. There is a pay-as-you-go, developer-friendly option, but the support it includes is pretty flaky. The support issue is less "my code broke" and more things like "this institution isn't returning what it should," or, "I haven't been approved yet by this institution that does manual review."

Overall, it's been a pretty good experience! I'd suggest spinning up an app if you're considering them. Here are their LLM-friendly docs: https://plaid.com/docs/llms-full.txt

Here's a quick list of some of the major ones:

JPMorgan Chase, Bank of America, Wells Fargo, Citibank, U.S. Bank, PNC, Capital One, Truist, TD Bank, Charles Schwab, Vanguard, Marcus by Goldman Sachs, Goldman Sachs Private Wealth, Morgan Stanley, E*TRADE, USAA, M&T, RBC, American Express, Fifth Third, Citizens, KeyBank, Huntington, Ally, Discover, BMO