2) there is no profit. There is barely any revenue, the only money is continuous injections of VC cash and some frankly Enron-like book keeping.

The legislation covers all types of communications including phone calls and letters, and because the authors haven’t bothered to drill down into the stats it is impossible to pick out the ‘hurty word’ offences from (for example) someone threatening to rape and murder an MP on X, or engaging in a campaign of harassment against their ex-partner.

I have no idea why people think in-person banking is superior, it is a pain in the arse.

That said, my bank predates all the fintechs by decades and was phone-first before smartphones.

I am regretting letting my schlubstack.com domain expire now.

>The reality you want is government overreach and a removal of individual choice.

Have you not met the general public? The infants are incapable of advocating for themselves and they risk death all because an incredulous new mother has been influenced by some lunatic on TikTok (or, indeed, in Government).

I would rather push the car then pay motorway prices.

Then you're going to have to pay, aren't you.

https://en.wikipedia.org/wiki/Enclosure

As a proud neo-luddite, I'm watching the AI hype with grim amusement and I'll tell you hwhat, it doesn't look like a good time. Even putting to one side the planetary scale economic crash that is incoming, all the hypers seem to be on some sort of treadmill that is out of their control and it simply doesn't look like fun.