I've used it in some open source code though, and loved how fast it was.

My mind is changing on how valuable my code actually is though... it's the complete picture, how it's put together, the design, the UI, the attention to detail that's the real value.

Not sure how it's all going to play out, but this ginormous increase in passive investing over the past decade or so, mainly in S&P 500, seems like a vulnerability. Small cap might be a better (non-sexy) target long term.

I was considering writing a tool that simply follows any index you choose with a .toml of simple config options, like which stocks to exclude, potential fixed locks for specific stocks (or maybe upper and lower percentage of portfolio settings), a hard per stock cap (say AAPL at 3%), and drift threshold. Something you just run once a day and it spits out your buy / sell orders. Seems like this is something brokerages are already offering in some variation though, and I'm not sure what, if any, API access looks like, or export / import options.

I have no illusions that I can time a bubble, but I'm hopeful I'm at least partially shielded, and most importantly I feel better about ignoring wall street again.

Stripe just sent me an opt-opt notification about an automatic Radar upgrade. They've moved me to a "Standard" Radar plan because it's "closest" to the free plan I was on.

It's free until January 2027, after which they start charging me a per transaction fee (and per connect account), unless I opt out (which I just did).

I'm guessing everyone on similar Stripe plans will be effected. Wow, really guys? "Opt-out"??

Here's a copy of the email I received (Canadian Stripe Connect rates quoted).

---------- New Stripe Radar plans and pricing

As fraud on the internet has accelerated over the past few years, we've been rapidly adding to Radar, our fraud prevention product. Last year, we prevented $110B in fraud, helped platforms block over 3 million fraudulent accounts and shipped dozens of new features. With so much new functionality, we're introducing four tiers – Lite, Standard, Plus and Pro – and updating pricing.

What this means for you

The version of Radar you've been using is closest to Standard, and you've been receiving it for free. Starting today, you'll receive a free trial of Radar Standard, which now includes broad protection across all payment methods and new capabilities built specifically for platforms – including account risk scores for every connected account, so you can onboard legitimate accounts faster, block high-risk ones, and pause payouts before fraud occurs.

After your trial ends on 22 January 2027, you'll automatically move to Radar Standard and be charged CA$0.07 per screened transaction across your direct payment volume and any volume processed by your connected accounts, plus CA$1.50 per connected account for Radar's new account fraud prevention capabilities.

If you prefer to continue receiving fraud protection for free, you can switch to Radar Lite for your direct payment volume or for your connected accounts in one click at any time from the Dashboard. Radar Lite provides essential fraud protection for card payments, powered by Stripe's industry-leading AI models trained on more than $1.9T in annual payment volume. Radar Lite will be included at no additional cost with your payment processing.

Advanced protection with Plus or Pro

In the AI era, we expect new fraud patterns to emerge quickly. To stay ahead, you can upgrade to Radar Plus or Pro for advanced features like custom rules, reserves, Adaptive 3DS, protection against emerging fraud patterns like free trial abuse and more. As fraud evolves, so will Radar – we're excited to keep improving to protect your business.

You can learn more about this pricing change on our support site or by reaching out to your account team.

Comments URL: https://news.ycombinator.com/item?id=49113688

Points: 9

# Comments: 1

I'm not sure this would ever be a health crisis. LLM glazing is probably more harmful. If I had to choose, I think I'd rather the machine wasn't instructed to pretend to care about swearing. It's a small deceit, but still worse than some idiot swearing at the computer IMO. If vim closed because I was swearing at it, I would probably never use vim again lol.

We'll see what happens, but I suspect history will show us that the United States badly fumbled what was a pretty great initial lead. China might have just floored the gas pedal.

I'm finding the same with ChatGPT recently since the 5.6 release. Not as bad though, but sluggishness at times, harness churn (creating bugs and crashed), and occasional availability issues that cause me to downgrade to 5.5.

It's gotten to the point where I dread a new model release from these companies because it's guaranteed to be disruptive! I assume the pay per use API is less impacted.

Passion can be just as contagious as defeatism.

I think greed and corruption (cheating) by politicians and government employees has an outsized effect on this. Whenever you hear about it you lose trust and may even feel justified to cheat the system in turn. Basically they got there's, so I'll get mine.

IMO the penalties for corruption in public service jobs (all the way to the top!) should also be outsized to match the damage it does to society. I'm talking prison time. Also transparency at all levels and at all times. Public service should have really really good reasons to keep anything private and the default should be open to the public. There shouldn't be a need for FOI requests unless there's a good reason to keep something from being completely public.