By doing bad quality work on purpose will not make you learn anything. Better idea is to leave your underpaid position, start your own startup or join another that has better salary and compensation.

As for employees? They are typically not calling the shots about company direction. I don't see a reason why investors would care about employees.

You can consider for example Ethereum, which has hard forked numerous times and changed the monetary policy as well multiple times. It just feels quite centralized and controlled by Vitalik. Harder to trust that crap.

In The European countries I have been living in, the concept of personal bankcrupty doesn't exist in the same way, at least. People who get too much loans kind of just hang with them, after 15-20 years they are forgiven AFAIK.

I don't think is very good comparison, generally. Some other company could offer you a job and you can leave any time. Depending on your tasks, the company might have very difficult time finding replacement personnel. This could be very significant (relative) cost for the company.

Personally I have always lived in countries where employee protection laws are very employee-friendly. Companies can't just fire people at will, they need good reasons. There might be significant fines for misfiring for wrong reasons.

I guess it would be good habit to report the server to hetzner though.

They are a discount provider. In my experience however, this kind of problems are very rare. They pop up now and them. I would just order a new server. In one company I was involved with, hetzner was used from the start and architecture was built around it, and at some point we calculated the costs compared to using AWS or similar. The cost savings were insane.

Hetzner is more hassle, but the question is how much do you are willing to pay to get the hassle removed, and in which way.