<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Hacker News: spottybanana</title><link>https://news.ycombinator.com/user?id=spottybanana</link><description>Hacker News RSS</description><docs>https://hnrss.org/</docs><generator>hnrss v2.1.1</generator><lastBuildDate>Sat, 27 Jun 2026 06:09:47 +0000</lastBuildDate><atom:link href="https://hnrss.org/user?id=spottybanana" rel="self" type="application/rss+xml"></atom:link><item><title><![CDATA[New comment by spottybanana in "The biggest crypto lending company is a ponzi scheme"]]></title><description><![CDATA[
<p>Those P2P loans get also lost quite often. If you have transaction logs that show you making consistent 12% for years that would be quite interesting to many.<p>Due to the nature of p2p lending sites the sites often have incentive to make it look good for the investor, as for them any activity on the platform brings fees in.<p>I think it is pretty logical that if some place makes consistent 12% to have that lowered along the years as investors will find the good places quite quickly and start competing for the price.</p>
]]></description><pubDate>Thu, 09 Dec 2021 15:55:08 +0000</pubDate><link>https://news.ycombinator.com/item?id=29498845</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=29498845</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=29498845</guid></item><item><title><![CDATA[New comment by spottybanana in "The Rise of the Decentralized Startup"]]></title><description><![CDATA[
<p>Also have to be noted, that the change to make bucketloads of cash from shitcoin peddling is something the traditional corps can't offer. Yeah for sure something like sushiswap requires talent, but it is only couple of years old and is already churning out millions if not billions. With many other business lines the same work/reward rate just isn't there.</p>
]]></description><pubDate>Fri, 03 Dec 2021 10:19:35 +0000</pubDate><link>https://news.ycombinator.com/item?id=29428453</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=29428453</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=29428453</guid></item><item><title><![CDATA[New comment by spottybanana in "The Rise of the Decentralized Startup"]]></title><description><![CDATA[
<p>Do you think that guy that runs an organisation called "Hustle Fund" is that interested in those details.</p>
]]></description><pubDate>Fri, 03 Dec 2021 09:59:16 +0000</pubDate><link>https://news.ycombinator.com/item?id=29428339</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=29428339</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=29428339</guid></item><item><title><![CDATA[New comment by spottybanana in "Tiny"]]></title><description><![CDATA[
<p>There for sure are tons of people willing to manage someones else business if you pay them well. However how talented or good they are is a totally different thing.</p>
]]></description><pubDate>Tue, 30 Nov 2021 09:49:19 +0000</pubDate><link>https://news.ycombinator.com/item?id=29390509</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=29390509</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=29390509</guid></item><item><title><![CDATA[New comment by spottybanana in "Accepted and ghosted: interviewing for a leadership position at Stripe"]]></title><description><![CDATA[
<p>Yeah, it is no wonder that a founder-CEO of a 70 billion dollar company is having very little negative interactions with about anyone.<p>Personally I have became from poor ass bootstrapping startup founder to rich and successful retired entrpreneur (now investor) and it is ridiculous how people will treat you wildly differently as you get wealthier. And at times the exactly same people.</p>
]]></description><pubDate>Tue, 30 Nov 2021 08:00:08 +0000</pubDate><link>https://news.ycombinator.com/item?id=29389954</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=29389954</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=29389954</guid></item><item><title><![CDATA[New comment by spottybanana in "Ask HN: Did you find something to use your Raspberry Pi 400 for?"]]></title><description><![CDATA[
<p>After playing with earlier generation RPi's, my opinion was that they are useless crap, not performant and stable enough for my projects. But now I tried RPi4 8GB model, and I have to say that it is entirely different beast. For my projects they have been very stable and performant so far.</p>
]]></description><pubDate>Mon, 29 Nov 2021 10:56:23 +0000</pubDate><link>https://news.ycombinator.com/item?id=29378380</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=29378380</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=29378380</guid></item><item><title><![CDATA[New comment by spottybanana in "Ask HN: Did you find something to use your Raspberry Pi 400 for?"]]></title><description><![CDATA[
<p>> Even a modest NUC will be way faster<p>With the latest RPi 4 with 8GB ram, with an SSD drive, for my use cases I haven't found the performance problems at all. However I can totally see that for many other use cases performance might be a limiting factor.<p>I also considered going with NUC earlier, but because RPi is very "standard" it is very no-hassle to set up, and internet is full of different tutorials etc.<p>I just hope that in the future they also launch some premium & beefy version of RPi, so you could use all the same software etc but have more performance.</p>
]]></description><pubDate>Mon, 29 Nov 2021 10:13:59 +0000</pubDate><link>https://news.ycombinator.com/item?id=29378129</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=29378129</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=29378129</guid></item><item><title><![CDATA[New comment by spottybanana in "Boards are dangerous to founder/CEOs"]]></title><description><![CDATA[
<p>Just get born rich so you don't have to do anything.<p>I think it is no-brainer that founders would prefer to have full control and ownership. If you manage to bootstrap a profitable company with zero outside funding, great for you, but that's not the typical case. Most of us need some money to make money.</p>
]]></description><pubDate>Tue, 23 Nov 2021 23:02:15 +0000</pubDate><link>https://news.ycombinator.com/item?id=29324658</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=29324658</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=29324658</guid></item><item><title><![CDATA[New comment by spottybanana in "Credit-card firms are becoming reluctant regulators of the web"]]></title><description><![CDATA[
<p>> I've seen sites start heavily censoring themselves because someone complained to Google and they pulled the ads. Stuff like this ruins the web.<p>You mean my web is ruined because I don't see more those ads selling the newest crypto ponzi scheme which promises 10000% yearly returns?<p>Let's deal with it, if advertising was totally uncensored that would be a nightmare for average user.</p>
]]></description><pubDate>Mon, 11 Oct 2021 11:40:48 +0000</pubDate><link>https://news.ycombinator.com/item?id=28827218</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=28827218</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28827218</guid></item><item><title><![CDATA[New comment by spottybanana in "Ask HN: Practically accepting cryptocurrency for businesses without middlemen?"]]></title><description><![CDATA[
<p>I have been using LN quite a lot for casual payments in the last years. There have been a lot of small hiccups but recently it have been working very fluently for me.</p>
]]></description><pubDate>Fri, 08 Oct 2021 09:43:36 +0000</pubDate><link>https://news.ycombinator.com/item?id=28797359</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=28797359</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28797359</guid></item><item><title><![CDATA[New comment by spottybanana in "China declares cryptocurrency deals ‘illegal’"]]></title><description><![CDATA[
<p>If you believe in free market capitalism, people should migrate from PoW to PoS coins, because PoS coins provide the same features with less expenses.<p>In practice this won't happen, because PoS coins don't deliver the same features (security, decentralization, permissionless) or the market doesn't believe they do.<p>Also the savings with PoS are not passed to the users of the cryptocurrency, but to the stakers, or big holders of the cryptocurrency. How do we even know, that these people will spend the money they make using some more enviromentally friendly way? Maybe they just buy lambos with the money and fly around with private jets.<p>Mining is quite small amount of the total transacted amount of BTC daily, and people are willing to pay the cost. If you want to replace Bitcoin with some more enviromentally friendly thing, you have to offer the same capabilities (or better). PoS coins fail to deliver this.</p>
]]></description><pubDate>Fri, 24 Sep 2021 12:35:57 +0000</pubDate><link>https://news.ycombinator.com/item?id=28641506</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=28641506</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28641506</guid></item><item><title><![CDATA[New comment by spottybanana in "Why I’m Not an Angel Investor"]]></title><description><![CDATA[
<p>This is very good article. For many, after getting some kind of windfall, pitches start coming left and right. It is easy to think that angel investing is something normal rich people do. Personally I don't think it makes sense for most people, even with ultra high net worth it most commonly isn't worth spending the time on. Unless you really like it.</p>
]]></description><pubDate>Tue, 14 Sep 2021 17:51:39 +0000</pubDate><link>https://news.ycombinator.com/item?id=28528244</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=28528244</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28528244</guid></item><item><title><![CDATA[New comment by spottybanana in "Apple chief executive Tim Cook gets $750m payout"]]></title><description><![CDATA[
<p>> You are justifying someone being paid $750m. No one needs that much money. No one. Why are you defending this? It's obscene.<p>Yeah, he doesn't need it, but I am happy that he has it. He clearly is a guy who can deliver value for society and I don't think he is going to use the money stupidly.<p>Would I pay someone $750m to run a company? Definitely not. However as a stock owner I would pay using stock compensation, and that's what happened here. The whole idea that the owners are paying in cash is wrong to begin with, as that isn't the case.</p>
]]></description><pubDate>Fri, 27 Aug 2021 13:32:55 +0000</pubDate><link>https://news.ycombinator.com/item?id=28327586</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=28327586</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28327586</guid></item><item><title><![CDATA[New comment by spottybanana in "Apple chief executive Tim Cook gets $750m payout"]]></title><description><![CDATA[
<p>> My question is: how is Tim so productive that he does roughly 160,000 people’s work, or 1/8th of Foxconn’s total workforce? [2] /s<p>Nobody has been making these productivity claims to begin with, but leftists commonly use productivity vs salary to ridicule CEO compensation.<p>CEOs are paid for numerous reasons, for example board wants to trust the person with billions worth of assets which makes it sensible to pay certain amount just to guarantee greed doesnt take over, for example. Productivity is one factor but I doubt it is always the most important thing.</p>
]]></description><pubDate>Fri, 27 Aug 2021 11:29:18 +0000</pubDate><link>https://news.ycombinator.com/item?id=28326433</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=28326433</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28326433</guid></item><item><title><![CDATA[New comment by spottybanana in "Apple chief executive Tim Cook gets $750m payout"]]></title><description><![CDATA[
<p>He is already making society a better place by making products and services that people value. Charity isn't the only option for that.</p>
]]></description><pubDate>Fri, 27 Aug 2021 11:26:22 +0000</pubDate><link>https://news.ycombinator.com/item?id=28326412</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=28326412</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28326412</guid></item><item><title><![CDATA[New comment by spottybanana in "The Problem with Ethereum"]]></title><description><![CDATA[
<p>> (b) is why Bitcoin core development has stagnated. And that's fine if people just want it to be like gold, however Ethereum doesn't aspire to not evolve.<p>How stagnated is Bitcoin development? Yeah it is not progressing super fast, but I think it is still progressing. Taproot has been accepted by miners and will be activated this year. Improvements are being done.<p>As Bitcoin is the biggest crypto by market gap, I think risk-aversiveness is a good thing. While I was initially a big blocker, now I think that going without a hard fork was probably quite a good idea. Bitcoin still works nicely and I still use it a lot, now I just use LN transactions in addition to onchain txes.</p>
]]></description><pubDate>Wed, 11 Aug 2021 06:44:55 +0000</pubDate><link>https://news.ycombinator.com/item?id=28138838</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=28138838</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28138838</guid></item><item><title><![CDATA[New comment by spottybanana in "Driving engineers to an arbitrary date is a value destroying mistake (2020)"]]></title><description><![CDATA[
<p>> A high level of quality in software is not important unless you're entering an already well-served market. I wish it was.<p>Somewhat weird mindset. It is natural that when a new market gap is discovered, the first iteration of products are crappy and do the job just barely. Applies to software, cell phones, forestry machines, water toilets. Having a mindset where everything should be perfect from the start will get you nowhere.</p>
]]></description><pubDate>Fri, 06 Aug 2021 15:47:03 +0000</pubDate><link>https://news.ycombinator.com/item?id=28088787</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=28088787</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28088787</guid></item><item><title><![CDATA[New comment by spottybanana in "Ethereum just activated its ‘London’ hard fork"]]></title><description><![CDATA[
<p>In practice exchanges end up holding most of the crypto, and they will decide how to use the crypto in PoS. With PoW it looks like miners/pools will quite rarely work as exchanges, so the powers tend to be separated. With PoS, it looks like exchanges will basically run Ethereum, and it look something like Blockstream Liquid, where group of exchanges basically mint the blocks.</p>
]]></description><pubDate>Thu, 05 Aug 2021 18:49:05 +0000</pubDate><link>https://news.ycombinator.com/item?id=28077882</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=28077882</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28077882</guid></item><item><title><![CDATA[New comment by spottybanana in "Technical debt is not debt; it’s not even technical"]]></title><description><![CDATA[
<p>I think the whole term "technical debt" has developed as a part of business and technical team negotiations. The technical team prefers to improve their own job comfort, doing tasks that make their job more comfortable and stress-free, but doesn't really add business value in terms of revenue and profit. The business side isn't aligned against this work, but their priorities are on the other side. "Technical debt" is a great term from negotiation viewpoint, because for clueless business leaders it gives the impression that the tech team is paying debt when it is doing this low-risk low-reward activity, when it actually isn't.</p>
]]></description><pubDate>Fri, 30 Jul 2021 08:43:43 +0000</pubDate><link>https://news.ycombinator.com/item?id=28005835</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=28005835</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28005835</guid></item><item><title><![CDATA[New comment by spottybanana in "GitHub Copilot as open source code laundering?"]]></title><description><![CDATA[
<p>> trillions in capital will be captured by the 0.01%.<p>How is that different from the current situation?</p>
]]></description><pubDate>Wed, 30 Jun 2021 13:11:43 +0000</pubDate><link>https://news.ycombinator.com/item?id=27688048</link><dc:creator>spottybanana</dc:creator><comments>https://news.ycombinator.com/item?id=27688048</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=27688048</guid></item></channel></rss>