Hacker News: tomfunk

New comment by tomfunk in "Ask HN: What are you working on? (June 2026)"

tomfunk — Sun, 14 Jun 2026 20:56:58 +0000

i've been working on a personal finance app. it started out strictly tui (using ink) but i recently added a gui using electron. i still like the tui but i know it's not for everyone.

it's all free, open source, and local-first. you can get a hobbyist tier plaid account and sync your accounts, or use csvs. rules-based categorization, spending trends, FIRE/savings-rate health view, etc.

there's also an mcp server so you can hook it up to claude/cursor and just chat about your finances. and a "canvas" feature where you describe a financial question and an agent builds you a custom calculator for it (e.g. amortization, compounding, what-ifs).

honestly it has all the features i want so i'm not sure what's next. i have a few contributors, always welcoming more.

https://github.com/tomfunk/fungible

New comment by tomfunk in "Show HN: Fungible – A local personal finance app in the terminal"

tomfunk — Tue, 02 Jun 2026 04:02:25 +0000

Update: put up a proper landing page at https://thisisfungible.com/ if you want a quick overview before diving into the repo.

New comment by tomfunk in "Show HN: Fungible – A local personal finance app in the terminal"

tomfunk — Wed, 27 May 2026 02:23:11 +0000

done and done. thanks

New comment by tomfunk in "Show HN: Fungible – A local personal finance app in the terminal"

tomfunk — Wed, 27 May 2026 02:21:03 +0000

its partial read access. transactions, balances, etc. it can't buy stuff.

New comment by tomfunk in "Show HN: Fungible – A local personal finance app in the terminal"

tomfunk — Wed, 27 May 2026 02:19:23 +0000

added

New comment by tomfunk in "Show HN: Fungible – A local personal finance app in the terminal"

tomfunk — Tue, 26 May 2026 02:08:16 +0000

it uses ink so it should play nice

Show HN: Fungible – A local personal finance app in the terminal

tomfunk — Mon, 25 May 2026 21:35:51 +0000

Fungible is a terminal-based personal finance app that fills the Mint-shaped void in my life. It runs using your own plaid credentials (optional) and has its own integrated chatbot (also optional and BYO key).

You connect banks via Plaid or import CSVs. Transactions get auto-categorized by rules you define. On top of normal categories there's a flexibility layer (fixed / flexible / discretionary) so you can see at a glance what's actually controllable spending. There are also tags (also separate from categories) for isolating things like trips or hobbies.

The financial health screen does savings rate, liquidity runway, and FIRE projection with adjustable assumptions. Probably overkill but I like it.

It also has an MCP server so Claude/ChatGPT can talk to you about your finances, create rules/tags, etc. That’s always the most annoying thing for me when trying a new personal finance tool. Hopefully this brings down the barrier to usefulness. The agent/chatbot in the app has the same tools as the Claude/ChatGPT would have via the MCP.

Comments URL: https://news.ycombinator.com/item?id=48271942

Points: 30

# Comments: 15

New comment by tomfunk in "Tell HN: GPT copilots aren’t that great for programming"

tomfunk — Wed, 21 Feb 2024 23:14:15 +0000

i turned off copilot when i did a trial of an alternative and when the trial ran out i just stopped using either. i still use chatgpt over stackoverflow but i don't miss the proactive prompts.

New comment by tomfunk in "U.S. GDP Grew at a 5.2% Rate in the Third Quarter, Even Stronger Than Indicated"

tomfunk — Thu, 30 Nov 2023 03:39:22 +0000

what financial instruments?

New comment by tomfunk in "Read “Gravity’s Rainbow” fifty years later"

tomfunk — Wed, 05 Apr 2023 17:22:22 +0000

I think of critique in two ways: 1) Did the author, filmmaker, etc. effectively achieve what they were trying to do? and 2) Did I like it?

So, in the first sense, I don't think it is "bad" because I believe this is exactly what the author was setting out to do in writing it. In the second sense, yes, it is a bad book in that I don't like it.

New comment by tomfunk in "Read “Gravity’s Rainbow” fifty years later"

tomfunk — Wed, 05 Apr 2023 17:01:09 +0000

my coworker begged me to read gravity's rainbow with him so i did. it was a slog. there are so many nuggets of interesting ideas and brilliant prose but the utter hostility to the reader made it possibly one of my least favorite reads in recent memory. i don't recommend it to anyone.

New comment by tomfunk in "Who killed nuclear energy and how to revive it"

tomfunk — Fri, 26 Aug 2022 20:33:41 +0000

iirc that's one of Michael Shellenberger's points in Apocalypse Never.

i feel like he has a specific agenda so it's hard to take everything he says at face value but that point seems reasonable.

New comment by tomfunk in "Private equity may be heading for a fall"

tomfunk — Thu, 07 Jul 2022 16:22:57 +0000

The year the fund started (e.g. a 2022 vintage fund is a fund that started in 2022) https://www.investopedia.com/terms/v/vintage_year.asp