"I use debit because I can manage my finances" reads as "I don't trust myself with credit." If credit is a trap you have to avoid, that's not the flex you think it is.

It's a tool. Some people use it. Some people are scared of it.

> It's childish and just adds to the current state of Gen Z making it impossible to hire them (and then complaining they can never find a job).

This is an unacceptable interviewing posture. As a Bar Raiser (or whatever your equivalent is) with authority over interview standards and interviewer eligibility, I’d pull you from loops for retraining. Repeat it, and you’re removed from interviewing.

It is thanks to EU regulations, which are literal facts in front of us. That’s why the feature isn’t shipped in the EU, because of EU’s own choices. At this point it’s clear you’d rather ignore that, so no reason to keep engaging. One last time: this is on the EU, not Apple.

I, and many good or great SWE's, wouldn't even begin to entertain such a low offer. Your numbers are a little off.