<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Hacker News: vickychijwani</title><link>https://news.ycombinator.com/user?id=vickychijwani</link><description>Hacker News RSS</description><docs>https://hnrss.org/</docs><generator>hnrss v2.1.1</generator><lastBuildDate>Thu, 09 Apr 2026 08:46:18 +0000</lastBuildDate><atom:link href="https://hnrss.org/user?id=vickychijwani" rel="self" type="application/rss+xml"></atom:link><item><title><![CDATA[New comment by vickychijwani in "OpenAI raises $8.3B at $300B valuation"]]></title><description><![CDATA[
<p><a href="https://www.invesco.com/qqq-etf/en/performance.html" rel="nofollow">https://www.invesco.com/qqq-etf/en/performance.html</a><p>Nasdaq 100 -> 4.5x your money in 10y<p>S&P 500 -> 2.5x your money in 10y</p>
]]></description><pubDate>Sun, 03 Aug 2025 04:18:33 +0000</pubDate><link>https://news.ycombinator.com/item?id=44774051</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=44774051</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=44774051</guid></item><item><title><![CDATA[New comment by vickychijwani in "OpenAI raises $8.3B at $300B valuation"]]></title><description><![CDATA[
<p>Just holding Nasdaq 100 ETFs is enough? People get impressed by "doubled my money" but forget that the most important question is - how much time did it take? Even a super safe asset with 3% returns will double your money... in 24 years.</p>
]]></description><pubDate>Sat, 02 Aug 2025 13:52:04 +0000</pubDate><link>https://news.ycombinator.com/item?id=44767641</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=44767641</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=44767641</guid></item><item><title><![CDATA[New comment by vickychijwani in "OpenAI raises $8.3B at $300B valuation"]]></title><description><![CDATA[
<p>Doubling your money in 10 years is < 7.2% per year compounded. With the risks involved here, I wouldn’t take that bet. There are safer assets that would return that much.</p>
]]></description><pubDate>Sat, 02 Aug 2025 04:20:30 +0000</pubDate><link>https://news.ycombinator.com/item?id=44764875</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=44764875</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=44764875</guid></item><item><title><![CDATA[New comment by vickychijwani in "How I Use Kagi"]]></title><description><![CDATA[
<p>I’m curious about <i>your</i> politics that are comfortable accepting a long list of invasions by the US, but somehow draw the line when it comes to this particular invasion.<p>I’m not saying it’s good to favour invasive countries, I’m just saying this is hypocritical. I have no particular love for either the US or Russia.</p>
]]></description><pubDate>Thu, 17 Jul 2025 19:22:20 +0000</pubDate><link>https://news.ycombinator.com/item?id=44597120</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=44597120</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=44597120</guid></item><item><title><![CDATA[New comment by vickychijwani in "How I Use Kagi"]]></title><description><![CDATA[
<p>It’s ironic the way you put it - the US has also invaded many countries, is responsible for a lot of cyber crime, and uses misinformation to sow chaos in other countries [1]. Should we all stop “funding“ the US? Somehow Ukranian lives are precious, but Iraqi and Bangladeshi lives are not?<p>I have no horse in this race - I’m neither American nor Russian, nor do I particularly love either country. But I <i>am</i> tired of US hypocrisy. I don’t understand how you all don’t see it - you’re all holed up in your cocoons and have no idea what’s actually going on in the world.<p>[1]: <a href="https://www.firstpost.com/opinion/bangladesh-coup-seems-straight-out-of-cia-playbook-why-india-should-be-more-watchful-and-alert-13801515.html" rel="nofollow">https://www.firstpost.com/opinion/bangladesh-coup-seems-stra...</a></p>
]]></description><pubDate>Thu, 17 Jul 2025 19:10:33 +0000</pubDate><link>https://news.ycombinator.com/item?id=44596977</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=44596977</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=44596977</guid></item><item><title><![CDATA[New comment by vickychijwani in "I created Perfect Wiki and reached $250k in annual revenue without investors"]]></title><description><![CDATA[
<p>OP already mentioned at the end of the post that they’ve expanded to Slack, ChatGPT, etc</p>
]]></description><pubDate>Thu, 01 May 2025 19:49:05 +0000</pubDate><link>https://news.ycombinator.com/item?id=43862530</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=43862530</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=43862530</guid></item><item><title><![CDATA[New comment by vickychijwani in "Figma and Adobe abandon proposed merger"]]></title><description><![CDATA[
<p>Interesting thought - why do you say Microsoft?</p>
]]></description><pubDate>Mon, 18 Dec 2023 13:55:45 +0000</pubDate><link>https://news.ycombinator.com/item?id=38682509</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=38682509</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=38682509</guid></item><item><title><![CDATA[New comment by vickychijwani in "Bank transfers as a payment method"]]></title><description><![CDATA[
<p>What “US proprietary systems” does UPI lock people into, exactly?<p>The number of available UPI apps today exceeds 100. Some of the big ones are created by US companies, sure, but many are created by Indian/non-US-owned companies. There is no lock-in though.<p>Also, UPI is not on Windows/MacOS either, so it’s not correct to infer that it’s “not open” simply because it doesn’t run on Linux. It was designed from the start to be a mobile payment system, and there are good reasons for that (more on this below).<p>The reason it doesn’t work on AOSP is, I presume, due to security concerns related to rooting (similar to why it doesn’t work on older known-insecure versions of Android/iOS). The security/fraud prevention mechanisms rely on proving that your device has a SIM card with the phone number linked to your bank account - and the same phone number is tied to your identity via Aadhaar. These guarantees are presumably much harder/costlier to ensure on such devices.<p>EDIT to add: There is also an economic angle here: the above description of reliable, low-cost KYC in UPI also reduces the cost of operating the network (both directly by simplifying KYC, and indirectly by making fraud harder).<p>Source: I work on a UPI app (although I am by no means a security expert).</p>
]]></description><pubDate>Sat, 27 Nov 2021 16:47:23 +0000</pubDate><link>https://news.ycombinator.com/item?id=29361442</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=29361442</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=29361442</guid></item><item><title><![CDATA[New comment by vickychijwani in "Bank transfers as a payment method"]]></title><description><![CDATA[
<p>>  Mobile number, resolved directly by NPCI using proposed mobile to account mapper, is represented as mobile-no@mobile.npci (e.g. 9800011111@mobile.npci). Instead of this, many PSPs (PhonePe/BHIM most notably) ended up using mobilenumber@psp by default because of the usability benefit, and this "centralized mobile mapper" was never built afaik.<p>There’s been a recent development on this front: interoperable mobile number payments are coming to UPI in the next few months. The special VPA format for it is mobile-no@mapper.npci.<p>Ref: <a href="https://www.npci.org.in/PDF/npci/upi/circular/2021/NPCI-UPI-OC-115-Rollout%20of-Numeric-UPI-ID-Mapper-to-enable-UPI-Number.pdf" rel="nofollow">https://www.npci.org.in/PDF/npci/upi/circular/2021/NPCI-UPI-...</a></p>
]]></description><pubDate>Sat, 27 Nov 2021 16:14:15 +0000</pubDate><link>https://news.ycombinator.com/item?id=29361198</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=29361198</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=29361198</guid></item><item><title><![CDATA[New comment by vickychijwani in "The next generation of AirPods"]]></title><description><![CDATA[
<p>No, the "delivers sound directly to your ears" is a direct quote from the event (I watched the whole thing). You can also find it on The Verge's live blog (they caught that silly quote too) - <a href="https://www.theverge.com/2021/10/18/22731639/apple-2021-macbook-pro-unleashed-keynote-live-blog" rel="nofollow">https://www.theverge.com/2021/10/18/22731639/apple-2021-macb...</a></p>
]]></description><pubDate>Wed, 20 Oct 2021 13:00:52 +0000</pubDate><link>https://news.ycombinator.com/item?id=28930121</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=28930121</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28930121</guid></item><item><title><![CDATA[New comment by vickychijwani in "Trademark Actions Against the PostgreSQL Community"]]></title><description><![CDATA[
<p>Yes I'm a bit confused about their motivations too. Sharing what I've pieced together so far (and trying to approach this from a good-faith perspective):<p>My understanding so far is that they run a Postgres consulting firm [1], and it appears they took the liberty of registering a Postgres trademark for the class of "professional services" in order to (I presume) protect fair use by their firm and (they claim in their response) by others in the Postgres community.<p>Some of this is admittedly speculation on my part, and I'm trying to take a charitable view of their actions to try to understand why a community member would do this.<p>That said I have no opinion on whether this action is net good for the community, and I'm not a Postgres user so I have no horse in this race. It's just the social dynamics of this situation that are interesting to me.<p>[1]: <a href="https://ongres.com/about-us/#team" rel="nofollow">https://ongres.com/about-us/#team</a></p>
]]></description><pubDate>Mon, 13 Sep 2021 19:31:44 +0000</pubDate><link>https://news.ycombinator.com/item?id=28515698</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=28515698</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28515698</guid></item><item><title><![CDATA[New comment by vickychijwani in "Postgres Core Team launches unprecedented attack against the Postgres Community"]]></title><description><![CDATA[
<p>My understanding so far is that OP runs a Postgres consulting firm [1], and it appears they took the liberty of registering a Postgres trademark for the class of "professional services" in order to (I presume) protect fair use by their firm and (they claim) others in the Postgres community. Some of this is admittedly speculation on my part, and I'm trying to take a charitable view of their actions to try to understand why a community member would do this.<p>That said I have no opinion on whether this action is net good for the community, and I'm not a Postgres user so I have no horse in this race. It's just the social dynamics of this situation that are interesting to me.<p>[1]: <a href="https://ongres.com/about-us/#team" rel="nofollow">https://ongres.com/about-us/#team</a></p>
]]></description><pubDate>Mon, 13 Sep 2021 19:20:24 +0000</pubDate><link>https://news.ycombinator.com/item?id=28515580</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=28515580</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28515580</guid></item><item><title><![CDATA[New comment by vickychijwani in "Postgres Core Team launches unprecedented attack against the Postgres Community"]]></title><description><![CDATA[
<p>Folks in the HN community - there is no good reason to downvote/flag OP's comment here, it's clearly not violating any guidelines. Please do not reflex-downvote out of a sense of casual moral outrage, as it's only hurting the community's stated goal of having thoughtful discussion.</p>
]]></description><pubDate>Mon, 13 Sep 2021 19:07:30 +0000</pubDate><link>https://news.ycombinator.com/item?id=28515423</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=28515423</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28515423</guid></item><item><title><![CDATA[New comment by vickychijwani in "Trademark Actions Against the PostgreSQL Community"]]></title><description><![CDATA[
<p>I believe this is their HN profile, see for yourself (as indicated by comments from them in this thread): <a href="https://news.ycombinator.com/user?id=ahachete" rel="nofollow">https://news.ycombinator.com/user?id=ahachete</a><p>Personally I'm interested in hearing more from them, as they don't fit the "trademark troll" description that commenters seem to be taking for granted here. Seeing some interesting discussion dynamics at play.</p>
]]></description><pubDate>Mon, 13 Sep 2021 19:02:12 +0000</pubDate><link>https://news.ycombinator.com/item?id=28515356</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=28515356</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=28515356</guid></item><item><title><![CDATA[New comment by vickychijwani in "Replit used legal threats to kill my open-source project"]]></title><description><![CDATA[
<p>> Beast mode intern flirts with the idea of launching a competing startup under the guise of innocent open source project<p>From the article:<p>> I’m not a business person. I’m just an open-source dev who likes to build weird things for fun. (If you doubt my track record of building things that don’t make money, just check out the list on my website, and note the conspicuous absence of anything that’s ever made a cent of revenue.)<p>This doesn't make your interpretation impossible, but it's certainly very unlikely.</p>
]]></description><pubDate>Mon, 07 Jun 2021 17:23:12 +0000</pubDate><link>https://news.ycombinator.com/item?id=27425269</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=27425269</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=27425269</guid></item><item><title><![CDATA[New comment by vickychijwani in "Phacility is winding down, Phabricator no longer actively maintained"]]></title><description><![CDATA[
<p>I think Gerrit does most/all of this, like kb shortcuts, saving drafts and posting comments in a batch.</p>
]]></description><pubDate>Sun, 30 May 2021 13:19:05 +0000</pubDate><link>https://news.ycombinator.com/item?id=27333032</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=27333032</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=27333032</guid></item><item><title><![CDATA[New comment by vickychijwani in "Facebook deliberately made people sad. This ought to be the final straw (2012)"]]></title><description><![CDATA[
<p>> If the objective of the traffic experiment had been to deliberately get a certain group of cars stuck in a traffic jam, this would absolutely be unethical.<p>A closer analogue would be a traffic experiment designed to gauge the emotional effects of a particular route. That's an important difference.<p>The article itself says the experiment was designed to look for evidence of emotional contagion, which is quite different from "it was designed to make people sad".<p>Also, in another thread it's pointed out that the effect sizes from this study were extremely small - something like 0.3% more negative words were used by ~150k people. The effect is said to be on the same scale as any minor UI change, like a size/color change of the "like" button. So it's hard to see this as anything other than folks looking for a reason to get outraged.</p>
]]></description><pubDate>Sun, 18 Apr 2021 04:07:40 +0000</pubDate><link>https://news.ycombinator.com/item?id=26849722</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=26849722</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=26849722</guid></item><item><title><![CDATA[New comment by vickychijwani in "How Doctors Die (2013)"]]></title><description><![CDATA[
<p><a href="https://www.cprcertified.com/blog/what-happens-if-ribs-break-during-cpr" rel="nofollow">https://www.cprcertified.com/blog/what-happens-if-ribs-break...</a><p>"The conventional wisdom is that about 30% of patients suffer fractures or breaks during CPR. However, a 2015 study published in Resuscitation suggested that this percentage is quite a bit higher. The study analyzed autopsy data from 2,148 patients who received CPR for non-trauma-related cardiac arrest, and the statistics were as follows:<p>* Skeletal chest injuries were found in 86% of men and 91% of women.<p>* 59% of the men and 79% of the women had sternum fractures.<p>* 77% of the men and 85% of the women had rib fractures."</p>
]]></description><pubDate>Sun, 04 Apr 2021 08:53:10 +0000</pubDate><link>https://news.ycombinator.com/item?id=26687897</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=26687897</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=26687897</guid></item><item><title><![CDATA[New comment by vickychijwani in "How Doctors Die (2013)"]]></title><description><![CDATA[
<p><a href="https://www.cprcertified.com/blog/what-happens-if-ribs-break-during-cpr" rel="nofollow">https://www.cprcertified.com/blog/what-happens-if-ribs-break...</a><p>"The conventional wisdom is that about 30% of patients suffer fractures or breaks during CPR. However, a 2015 study published in Resuscitation suggested that this percentage is quite a bit higher. The study analyzed autopsy data from 2,148 patients who received CPR for non-trauma-related cardiac arrest, and the statistics were as follows:<p>* Skeletal chest injuries were found in 86% of men and 91% of women.<p>* 59% of the men and 79% of the women had sternum fractures.<p>* 77% of the men and 85% of the women had rib fractures."</p>
]]></description><pubDate>Sun, 04 Apr 2021 08:45:55 +0000</pubDate><link>https://news.ycombinator.com/item?id=26687867</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=26687867</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=26687867</guid></item><item><title><![CDATA[New comment by vickychijwani in "Indian Government Breached, Massive Amount of Critical Vulnerabilities"]]></title><description><![CDATA[
<p>Sorry I might've missed it, where did you see NPCI (the payments body) mentioned? The organization mentioned repeatedly in the post is NCIIPC.</p>
]]></description><pubDate>Mon, 22 Feb 2021 18:17:54 +0000</pubDate><link>https://news.ycombinator.com/item?id=26228070</link><dc:creator>vickychijwani</dc:creator><comments>https://news.ycombinator.com/item?id=26228070</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=26228070</guid></item></channel></rss>