This doesn't matter to you as a buyer when the money you're spending is either borrowed, being printed out of thin air, or both.

Do a google search for "rent-fixing algorithms".

If you own enough homes in a rental market, you can determine the market rate. An empty house has value simply by depleting local housing stock, since it is giving you greater leverage to drive market rate up.

Of course its less value than actually having it rented, but its still value. Tax code will also allow for softening the loss.

If you are working for a company that employs at least 1000 full-time engineers, I think you should consider joining a team where every project involves AI in some way, if you aren't already on one. Whether its owning AI tooling, or developing client features that use AI directly, or even just prototyping AI concepts that never launch. The safest roles like research and directly working on the models are out of reach for most people due to competition and position scarcity, but that's ok. There are so many positions downstream from those. The key thing to look for is to be in a position where your AI features can actually turn a profit, which might be rare, but not as difficult to get as an upstream role. But its still fine to be in a role that isn't profitable.

I think AI-adjacent roles will either be the first or last fulltime SWE jobs to go during the next tech downturn, which I don't think we are in yet. I am betting on the latter, because I think corporations will continue to reroute more and more funding towards AI all the way down. Even if the current AI cycle ends up as a failure, we are already in the sunk cost stages of commitment. There is no turning back without anything short of a total collapse.

I think DCA is the most effective investment strategy. Unfortunately I don't have the discipline to keep it up during a downturn. Next time I try it again with picked stocks will be my 4th time, but for now, I'm doing it with index funds. I'm not going to feel as inclined to pause my purchases during an index fund downturn.

I spoiled as much as I could short of playing the game, and then skipped through a full play-through on Youtube.

https://www.youtube.com/watch?v=DvPyoPRgrFQ is a good synopsis (full game spoilers). The main writer did an AMA on Reddit with some questions answered, but also made it clear that some things were simply unfinished, or just left up to interpretation.

What you're replying to doesn't specify commercial.

If you know any executives, you know they own multiple homes. You can connect the dots here between a rise in real-estate prices in tech hubs and RTO directives.

Plus this isn't even about individual executive investments. It is about corporate investments, and duty to shareholders.