<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Hacker News: zt</title><link>https://news.ycombinator.com/user?id=zt</link><description>Hacker News RSS</description><docs>https://hnrss.org/</docs><generator>hnrss v2.1.1</generator><lastBuildDate>Thu, 29 Oct 2026 17:25:02 +0000</lastBuildDate><atom:link href="https://hnrss.org/user?id=zt" rel="self" type="application/rss+xml"></atom:link><item><title><![CDATA[Now and Meanwhile: Two Worlds of Finance]]></title><description><![CDATA[
<p>Article URL: <a href="https://blog.zactownsend.com/now-and-meanwhile-two-worlds-of-finance">https://blog.zactownsend.com/now-and-meanwhile-two-worlds-of-finance</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=45827553">https://news.ycombinator.com/item?id=45827553</a></p>
<p>Points: 2</p>
<p># Comments: 0</p>
]]></description><pubDate>Wed, 05 Nov 2025 20:31:37 +0000</pubDate><link>https://blog.zactownsend.com/now-and-meanwhile-two-worlds-of-finance</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=45827553</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=45827553</guid></item><item><title><![CDATA[Skill issues – Dialectical Behavior Therapy and its discontents (2024)]]></title><description><![CDATA[
<p>Article URL: <a href="https://www.thedriftmag.com/skill-issues/">https://www.thedriftmag.com/skill-issues/</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=44958004">https://news.ycombinator.com/item?id=44958004</a></p>
<p>Points: 69</p>
<p># Comments: 33</p>
]]></description><pubDate>Wed, 20 Aug 2025 01:57:09 +0000</pubDate><link>https://www.thedriftmag.com/skill-issues/</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=44958004</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=44958004</guid></item><item><title><![CDATA[Why Agentic AI Needs a Credit Infrastructure, Not Just a Payments Layer]]></title><description><![CDATA[
<p>Article URL: <a href="https://blog.zactownsend.com/why-agentic-ai-needs-a-credit-infrastructure-not-just-a-payments-layer">https://blog.zactownsend.com/why-agentic-ai-needs-a-credit-infrastructure-not-just-a-payments-layer</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=44469174">https://news.ycombinator.com/item?id=44469174</a></p>
<p>Points: 3</p>
<p># Comments: 0</p>
]]></description><pubDate>Sat, 05 Jul 2025 00:34:09 +0000</pubDate><link>https://blog.zactownsend.com/why-agentic-ai-needs-a-credit-infrastructure-not-just-a-payments-layer</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=44469174</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=44469174</guid></item><item><title><![CDATA[New comment by zt in "How three years at McKinsey shaped my second startup"]]></title><description><![CDATA[
<p>Fixed in the article now -- started the company in Jan 2022</p>
]]></description><pubDate>Thu, 15 May 2025 05:07:14 +0000</pubDate><link>https://news.ycombinator.com/item?id=43992016</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=43992016</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=43992016</guid></item><item><title><![CDATA[Complex systems: Life insurance and your money]]></title><description><![CDATA[
<p>Article URL: <a href="https://www.complexsystemspodcast.com/episodes/life-insurance-and-your-money-with-zac-townsend/">https://www.complexsystemspodcast.com/episodes/life-insurance-and-your-money-with-zac-townsend/</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=43946269">https://news.ycombinator.com/item?id=43946269</a></p>
<p>Points: 2</p>
<p># Comments: 0</p>
]]></description><pubDate>Sat, 10 May 2025 15:08:56 +0000</pubDate><link>https://www.complexsystemspodcast.com/episodes/life-insurance-and-your-money-with-zac-townsend/</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=43946269</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=43946269</guid></item><item><title><![CDATA[Process vs. data: who wins in the vertical AI race]]></title><description><![CDATA[
<p>Article URL: <a href="https://blog.zactownsend.com/process-vs-data-who-wins-in-the-vertical-ai-race">https://blog.zactownsend.com/process-vs-data-who-wins-in-the-vertical-ai-race</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=43915295">https://news.ycombinator.com/item?id=43915295</a></p>
<p>Points: 1</p>
<p># Comments: 0</p>
]]></description><pubDate>Wed, 07 May 2025 13:20:10 +0000</pubDate><link>https://blog.zactownsend.com/process-vs-data-who-wins-in-the-vertical-ai-race</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=43915295</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=43915295</guid></item><item><title><![CDATA[How three years at McKinsey shaped my second startup]]></title><description><![CDATA[
<p>Article URL: <a href="https://blog.zactownsend.com/know-your-enemy-how-three-years-at-mckinsey-shaped-my-second-startup">https://blog.zactownsend.com/know-your-enemy-how-three-years-at-mckinsey-shaped-my-second-startup</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=43886604">https://news.ycombinator.com/item?id=43886604</a></p>
<p>Points: 154</p>
<p># Comments: 180</p>
]]></description><pubDate>Sun, 04 May 2025 13:30:22 +0000</pubDate><link>https://blog.zactownsend.com/know-your-enemy-how-three-years-at-mckinsey-shaped-my-second-startup</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=43886604</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=43886604</guid></item><item><title><![CDATA[Not Quite yet Gone with the Wind]]></title><description><![CDATA[
<p>Article URL: <a href="https://thedispatch.com/article/oil-gas-industry-landman-texas-trump/">https://thedispatch.com/article/oil-gas-industry-landman-texas-trump/</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=43230612">https://news.ycombinator.com/item?id=43230612</a></p>
<p>Points: 2</p>
<p># Comments: 0</p>
]]></description><pubDate>Sun, 02 Mar 2025 14:06:16 +0000</pubDate><link>https://thedispatch.com/article/oil-gas-industry-landman-texas-trump/</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=43230612</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=43230612</guid></item><item><title><![CDATA[Spaces Between the Stars]]></title><description><![CDATA[
<p>Article URL: <a href="https://www.lrb.co.uk/the-paper/v46/n18/david-bromwich/spaces-between-the-stars">https://www.lrb.co.uk/the-paper/v46/n18/david-bromwich/spaces-between-the-stars</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=42537114">https://news.ycombinator.com/item?id=42537114</a></p>
<p>Points: 2</p>
<p># Comments: 0</p>
]]></description><pubDate>Sun, 29 Dec 2024 03:07:41 +0000</pubDate><link>https://www.lrb.co.uk/the-paper/v46/n18/david-bromwich/spaces-between-the-stars</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=42537114</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=42537114</guid></item><item><title><![CDATA[Idiot to insider: the basics of building a life insurer]]></title><description><![CDATA[
<p>Article URL: <a href="https://blog.zactownsend.com/idiot-to-insider-the-basics-of-building-a-life-insurer">https://blog.zactownsend.com/idiot-to-insider-the-basics-of-building-a-life-insurer</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=42389586">https://news.ycombinator.com/item?id=42389586</a></p>
<p>Points: 3</p>
<p># Comments: 0</p>
]]></description><pubDate>Wed, 11 Dec 2024 16:37:40 +0000</pubDate><link>https://blog.zactownsend.com/idiot-to-insider-the-basics-of-building-a-life-insurer</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=42389586</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=42389586</guid></item><item><title><![CDATA[The 100-Year Startup: Life insurance and abundance]]></title><description><![CDATA[
<p>Article URL: <a href="https://blog.zactownsend.com/the-100-year-startup-life-insurance-and-abundance">https://blog.zactownsend.com/the-100-year-startup-life-insurance-and-abundance</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=42317361">https://news.ycombinator.com/item?id=42317361</a></p>
<p>Points: 2</p>
<p># Comments: 0</p>
]]></description><pubDate>Wed, 04 Dec 2024 13:46:10 +0000</pubDate><link>https://blog.zactownsend.com/the-100-year-startup-life-insurance-and-abundance</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=42317361</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=42317361</guid></item><item><title><![CDATA[Winning the AI application layer will require vertical business models]]></title><description><![CDATA[
<p>Article URL: <a href="https://blog.zactownsend.com/winning-the-ai-application-layer-will-require-vertical-business-models">https://blog.zactownsend.com/winning-the-ai-application-layer-will-require-vertical-business-models</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=42228603">https://news.ycombinator.com/item?id=42228603</a></p>
<p>Points: 3</p>
<p># Comments: 0</p>
]]></description><pubDate>Sun, 24 Nov 2024 16:08:16 +0000</pubDate><link>https://blog.zactownsend.com/winning-the-ai-application-layer-will-require-vertical-business-models</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=42228603</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=42228603</guid></item><item><title><![CDATA[Winning the AI application layer will require vertical business models]]></title><description><![CDATA[
<p>Article URL: <a href="https://blog.zactownsend.com/winning-the-ai-application-layer-will-require-vertical-business-models">https://blog.zactownsend.com/winning-the-ai-application-layer-will-require-vertical-business-models</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=41934187">https://news.ycombinator.com/item?id=41934187</a></p>
<p>Points: 2</p>
<p># Comments: 0</p>
]]></description><pubDate>Thu, 24 Oct 2024 10:44:51 +0000</pubDate><link>https://blog.zactownsend.com/winning-the-ai-application-layer-will-require-vertical-business-models</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=41934187</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=41934187</guid></item><item><title><![CDATA[Vertically integrate an AI agentic solution]]></title><description><![CDATA[
<p>Article URL: <a href="https://blog.zactownsend.com/vertically-integrate-an-ai-agentic-solution-two-durable-business-model-options-for-the-app-layer">https://blog.zactownsend.com/vertically-integrate-an-ai-agentic-solution-two-durable-business-model-options-for-the-app-layer</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=41916106">https://news.ycombinator.com/item?id=41916106</a></p>
<p>Points: 1</p>
<p># Comments: 0</p>
]]></description><pubDate>Tue, 22 Oct 2024 16:42:59 +0000</pubDate><link>https://blog.zactownsend.com/vertically-integrate-an-ai-agentic-solution-two-durable-business-model-options-for-the-app-layer</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=41916106</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=41916106</guid></item><item><title><![CDATA[Empathy on entrance price: Bridge.xyz and Astranis]]></title><description><![CDATA[
<p>Article URL: <a href="https://blog.zactownsend.com/empathy-on-entrance-price-bridge-dot-xyz-and-astranis">https://blog.zactownsend.com/empathy-on-entrance-price-bridge-dot-xyz-and-astranis</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=41903900">https://news.ycombinator.com/item?id=41903900</a></p>
<p>Points: 1</p>
<p># Comments: 0</p>
]]></description><pubDate>Mon, 21 Oct 2024 13:22:11 +0000</pubDate><link>https://blog.zactownsend.com/empathy-on-entrance-price-bridge-dot-xyz-and-astranis</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=41903900</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=41903900</guid></item><item><title><![CDATA[The Universe Is Not a Fairy Tale]]></title><description><![CDATA[
<p>Article URL: <a href="https://www.city-journal.org/article/the-universe-is-not-a-fairy-tale">https://www.city-journal.org/article/the-universe-is-not-a-fairy-tale</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=41422509">https://news.ycombinator.com/item?id=41422509</a></p>
<p>Points: 4</p>
<p># Comments: 0</p>
]]></description><pubDate>Mon, 02 Sep 2024 04:11:49 +0000</pubDate><link>https://www.city-journal.org/article/the-universe-is-not-a-fairy-tale</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=41422509</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=41422509</guid></item><item><title><![CDATA[Underwriting the Bitcoin Boom]]></title><description><![CDATA[
<p>Article URL: <a href="https://digitalfrontier.com/articles/bitcoin-life-insurance-meanwhile-wealth-inheritance">https://digitalfrontier.com/articles/bitcoin-life-insurance-meanwhile-wealth-inheritance</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=41181440">https://news.ycombinator.com/item?id=41181440</a></p>
<p>Points: 1</p>
<p># Comments: 0</p>
]]></description><pubDate>Wed, 07 Aug 2024 13:46:35 +0000</pubDate><link>https://digitalfrontier.com/articles/bitcoin-life-insurance-meanwhile-wealth-inheritance</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=41181440</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=41181440</guid></item><item><title><![CDATA[Skill issues – Dialectical Behavior Therapy and its discontents (2024)]]></title><description><![CDATA[
<p>Article URL: <a href="https://www.thedriftmag.com/skill-issues/">https://www.thedriftmag.com/skill-issues/</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=41150995">https://news.ycombinator.com/item?id=41150995</a></p>
<p>Points: 1</p>
<p># Comments: 0</p>
]]></description><pubDate>Sun, 04 Aug 2024 03:30:33 +0000</pubDate><link>https://www.thedriftmag.com/skill-issues/</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=41150995</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=41150995</guid></item><item><title><![CDATA[Why do people believe true things?]]></title><description><![CDATA[
<p>Article URL: <a href="https://www.conspicuouscognition.com/p/why-do-people-believe-true-things">https://www.conspicuouscognition.com/p/why-do-people-believe-true-things</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=41150991">https://news.ycombinator.com/item?id=41150991</a></p>
<p>Points: 6</p>
<p># Comments: 1</p>
]]></description><pubDate>Sun, 04 Aug 2024 03:30:07 +0000</pubDate><link>https://www.conspicuouscognition.com/p/why-do-people-believe-true-things</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=41150991</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=41150991</guid></item><item><title><![CDATA[A Conservative Thought Experiment on a Liberal College Campus]]></title><description><![CDATA[
<p>Article URL: <a href="https://www.bostonmagazine.com/news/2024/03/19/eitan-hersh-tufts/">https://www.bostonmagazine.com/news/2024/03/19/eitan-hersh-tufts/</a></p>
<p>Comments URL: <a href="https://news.ycombinator.com/item?id=39812389">https://news.ycombinator.com/item?id=39812389</a></p>
<p>Points: 2</p>
<p># Comments: 1</p>
]]></description><pubDate>Mon, 25 Mar 2024 02:30:34 +0000</pubDate><link>https://www.bostonmagazine.com/news/2024/03/19/eitan-hersh-tufts/</link><dc:creator>zt</dc:creator><comments>https://news.ycombinator.com/item?id=39812389</comments><guid isPermaLink="false">https://news.ycombinator.com/item?id=39812389</guid></item></channel></rss>